The historical rank and industry rank for Bank Of Africa-Benin's Net Margin % or its related term are showing as below:
XBRV:BOAB'
s Net Margin % Range Over the Past 10 Years
Min: 22.47 Med: 32.13 Max: 41.19
Current: 22.47
XBRV:BOAB's Net Margin % is ranked worse than 64.46% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs XBRV:BOAB: 22.47
Bank Of Africa-Benin (XBRV:BOAB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Of Africa-Benin Net Margin % Related Terms
Bank Of Africa-Benin Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank Of Africa-Benin's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Of Africa-Benin's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Africa-Benin Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Africa-Benin's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Of Africa-Benin's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Africa-Benin (XBRV:BOAB) has a Net Margin % of 22.47% as of Dec. 2024. Net margin is the ratio of total net income to net sales. View historical data on Bank Of Africa-Benin and its competitors. This is 30% below median its historical median of 32.13. Over the past decade, Bank Of Africa-Benin's Net Margin % has ranged from 22.47 to 41.19. According to the industry distribution chart, Bank Of Africa-Benin ranks #985 out of 1528 companies in the Banks industry, placing it in the top 64.5%.
Is Bank Of Africa-Benin's Net Margin % too high?
Bank Of Africa-Benin's current Net Margin % of 22.47% is 30% below median its 10-year median of 32.13. Over the past 10 years, this metric has ranged from a low of 22.47 to a high of 41.19. The Banks industry median Net Margin % is 26.85. Bank Of Africa-Benin's value of 22.47% is 16.3% below this industry median. Based on the distribution chart, Bank Of Africa-Benin ranks #985 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Bank Of Africa-Benin has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #985 out of 1528 companies for Net Margin %. This places Bank Of Africa-Benin in the lower half of its industry. The industry median Net Margin % is 26.85. Bank Of Africa-Benin's value of 22.47% is 16.3% below this benchmark. Historically, Bank Of Africa-Benin's own Net Margin % has ranged from 22.47 to 41.19 over the past decade. While the company's 10-year median is 32.13 vs. the industry median of 26.85, Bank Of Africa-Benin has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Africa-Benin's current Net Margin % of 22.47% is 16.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current Net Margin % is 22.47%, which is 30% below median its own 10-year median of 32.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Modestly Overvalued. The stock's GF Value™ is XOF7,702.43, compared to a current price of XOF9,100.00 — trading 18.1% above its estimated fair value. The current Net Margin % is 22.47%, which is 30% below median its 10-year median of 32.13 and 16.3% below the Banks industry median of 26.85. Bank Of Africa-Benin's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current Net Margin % is 22.47% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be overvalued.
The current stock price of XOF9,100.00 is trading 18.1% above its estimated GF Value™ of XOF7,702.43.
GuruFocus considers Bank Of Africa-Benin to be Modestly Overvalued.
Key valuation signals for XBRV:BOAB:
Net Margin %: 22.47% (30% below median its 10-year median of 32.13)
GF Value™: XOF7,702.43 vs. price of XOF9,100.00 (18.1% above fair value)
Industry Position: 16.3% below the Banks median (#985 of 1528)
No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
65GF Score
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