The historical rank and industry rank for Bank Of Africa-Benin's ROE % or its related term are showing as below:
XBRV:BOAB'
s ROE % Range Over the Past 10 Years
Min: 15.16 Med: 18.55 Max: 32.3
Current: 19.34
During the past 13 years, Bank Of Africa-Benin's highest ROE % was 32.30%. The lowest was 15.16%. And the median was 18.55%.
XBRV:BOAB's ROE % is ranked better than 91.08% of 1525
companies
in the Banks industry
Industry Median: 10.22
vs XBRV:BOAB: 19.34
Bank Of Africa-Benin (XBRV:BOAB) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Of Africa-Benin's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Africa-Benin ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Africa-Benin's ROE % distribution charts can be found below:
* The bar in red indicates where Bank Of Africa-Benin's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2024) net income data.
ROE % is displayed in the 30-year financial page.
Bank Of Africa-Benin (XBRV:BOAB) has a ROE % of 19.34% as of Dec. 2024. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Africa-Benin and its competitors. This is near median its historical median of 18.55. Over the past decade, Bank Of Africa-Benin's ROE % has ranged from 15.16 to 32.30. According to the industry distribution chart, Bank Of Africa-Benin ranks #136 out of 1525 companies in the Banks industry, placing it in the top 8.9%.
Is Bank Of Africa-Benin's ROE % too high?
Bank Of Africa-Benin's current ROE % of 19.34% is near median its 10-year median of 18.55. Over the past 10 years, this metric has ranged from a low of 15.16 to a high of 32.30. The Banks industry median ROE % is 10.22. Bank Of Africa-Benin's value of 19.34% is 89.2% above this industry median. Based on the distribution chart, Bank Of Africa-Benin ranks #136 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Africa-Benin has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #136 out of 1525 companies for ROE %. This places Bank Of Africa-Benin in the top 9% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Bank Of Africa-Benin's value of 19.34% is 89.2% above this benchmark. Historically, Bank Of Africa-Benin's own ROE % has ranged from 15.16 to 32.30 over the past decade. While the company's 10-year median is 18.55 vs. the industry median of 10.22, Bank Of Africa-Benin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Africa-Benin's current ROE % of 19.34% is 89.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current ROE % is 19.34%, which is near median its own 10-year median of 18.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Modestly Overvalued. The stock's GF Value™ is XOF7,702.43, compared to a current price of XOF9,100.00 — trading 18.1% above its estimated fair value. The current ROE % is 19.34%, which is near median its 10-year median of 18.55 and 89.2% above the Banks industry median of 10.22. Bank Of Africa-Benin's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current ROE % is 19.34% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be overvalued.
The current stock price of XOF9,100.00 is trading 18.1% above its estimated GF Value™ of XOF7,702.43.
GuruFocus considers Bank Of Africa-Benin to be Modestly Overvalued.
Key valuation signals for XBRV:BOAB:
ROE %: 19.34% (near median its 10-year median of 18.55)
GF Value™: XOF7,702.43 vs. price of XOF9,100.00 (18.1% above fair value)
Industry Position: 89.2% above the Banks median (#136 of 1525)
No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
66GF Score
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