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Bank Of Africa-Benin SA stock PB Ratio (=0.77) is close to 1-year high of 0.84.
The historical rank and industry rank for Bank Of Africa-Benin's PB Ratio or its related term are showing as below:
XBRV:BOAB'
s PB Ratio Range Over the Past 10 Years
Min: 0.33 Med: 1.1 Max: 3.24
Current: 0.77
During the past 13 years, Bank Of Africa-Benin's highest PB Ratio was 3.24. The lowest was 0.33. And the median was 1.10.
XBRV:BOAB's PB Ratio is ranked better than 76.92% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs XBRV:BOAB: 0.77
During the past 12 months, Bank Of Africa-Benin's average Book Value Per Share Growth Rate was 14.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 63.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 42.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bank Of Africa-Benin was 939.80% per year. The lowest was -15.50% per year. And the median was 7.80% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bank Of Africa-Benin PB Ratio Related Terms
Bank Of Africa-Benin PB Ratio Historical Data
* Premium members only.
The historical data trend for Bank Of Africa-Benin's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Of Africa-Benin's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Africa-Benin PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Africa-Benin's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bank Of Africa-Benin's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bank Of Africa-Benin (XBRV:BOAB) has a PB Ratio of 0.77 as of Aug. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank Of Africa-Benin and its competitors. This is 30% below median its historical median of 1.10. Over the past decade, Bank Of Africa-Benin's PB Ratio has ranged from 0.33 to 3.24. According to the industry distribution chart, Bank Of Africa-Benin ranks #349 out of 1512 companies in the Banks industry, placing it in the top 23.1%.
Is Bank Of Africa-Benin's PB Ratio too high?
Bank Of Africa-Benin's current PB Ratio of 0.77 is 30% below median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 3.24. The Banks industry median PB Ratio is 1.12. Bank Of Africa-Benin's value of 0.77 is 31.3% below this industry median. Based on the distribution chart, Bank Of Africa-Benin ranks #349 out of 1512 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Africa-Benin has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #349 out of 1512 companies for PB Ratio. This places Bank Of Africa-Benin in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Bank Of Africa-Benin's value of 0.77 is 31.3% below this benchmark. Historically, Bank Of Africa-Benin's own PB Ratio has ranged from 0.33 to 3.24 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.12, Bank Of Africa-Benin has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Africa-Benin's current PB Ratio of 0.77 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current PB Ratio is 0.77, which is 30% below median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Significantly Undervalued. The stock's GF Value™ is XOF20,895.73, compared to a current price of XOF8,700.00 — trading 58.4% below its estimated fair value. The current PB Ratio is 0.77, which is 30% below median its 10-year median of 1.10 and 31.3% below the Banks industry median of 1.12. Bank Of Africa-Benin's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current PB Ratio is 0.77 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be undervalued.
The current stock price of XOF8,700.00 is trading 58.4% below its estimated GF Value™ of XOF20,895.73.
GuruFocus considers Bank Of Africa-Benin to be Significantly Undervalued.
Key valuation signals for XBRV:BOAB:
PB Ratio: 0.77 (30% below median its 10-year median of 1.10)
GF Value™: XOF20,895.73 vs. price of XOF8,700.00 (58.4% below fair value)
Industry Position: 31.3% below the Banks median (#349 of 1512)
No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
72GF Score
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