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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Bank Of Africa-Benin's PEG is 1. Bank Of Africa-Benin's 5-Year TTM Book Value Growth Rate is 25.
Bank Of Africa-Benin's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was XOF442.00. Therefore, the Peter Lynch Fair Value for today is XOF11,049.93.
The historical rank and industry rank for Bank Of Africa-Benin's Peter Lynch Fair Value or its related term are showing as below:
XBRV:BOAB'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.31 Med: 0.53 Max: 1.28
Current: 0.93
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Bank Of Africa-Benin was 1.28. The lowest was 0.31. And the median was 0.53.
XBRV:BOAB's Price-to-Peter-Lynch-Fair-Value is ranked better than 61.88% of 892
companies
in the Banks industry
Industry Median: 1.1
vs XBRV:BOAB: 0.93
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Bank Of Africa-Benin (XBRV:BOAB) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.
Bank Of Africa-Benin's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
10235.00
/
11,049.93
=
0.93
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Of Africa-Benin Peter Lynch Fair Value Related Terms
Bank Of Africa-Benin Peter Lynch Fair Value Historical Data
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The historical data trend for Bank Of Africa-Benin's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBRV:BOAB vs USB, PNC: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Bank Of Africa-Benin's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Africa-Benin Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Africa-Benin's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Bank Of Africa-Benin's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Bank Of Africa-Benin's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was XOF442.00.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of XOF11,049.93 mean?
Bank Of Africa-Benin (XBRV:BOAB) has a Peter Lynch Fair Value of XOF11,049.93 as of Aug. 31, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank Of Africa-Benin and its competitors. According to the industry distribution chart, Bank Of Africa-Benin ranks #340 out of 892 companies in the Banks industry, placing it in the top 38.1%.
Is Bank Of Africa-Benin's Peter Lynch Fair Value too high?
Bank Of Africa-Benin's current Peter Lynch Fair Value is XOF11,049.93. Based on the distribution chart, Bank Of Africa-Benin ranks #340 out of 892 companies in the Banks industry, which is above the industry midpoint. Overall, Bank Of Africa-Benin has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's Peter Lynch Fair Value compare to USB and PNC?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #340 out of 892 companies for Peter Lynch Fair Value. This puts Bank Of Africa-Benin in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.10, based on 892 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current Peter Lynch Fair Value is XOF11,049.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Significantly Undervalued. The stock's GF Value™ is XOF21,058.66, compared to a current price of XOF10,235.00 — trading 51.4% below its estimated fair value. The current Peter Lynch Fair Value is XOF11,049.93. Bank Of Africa-Benin's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current Peter Lynch Fair Value is XOF11,049.93 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be undervalued.
The current stock price of XOF10,235.00 is trading 51.4% below its estimated GF Value™ of XOF21,058.66.
GuruFocus considers Bank Of Africa-Benin to be Significantly Undervalued.
Key valuation signals for XBRV:BOAB:
Peter Lynch Fair Value: XOF11,049.93
GF Value™: XOF21,058.66 vs. price of XOF10,235.00 (51.4% below fair value)
No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
72GF Score
Get the complete analysis for XBRV:BOAB
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