Bank Of Africa-Benin (XBRV:BOAB) Dividend Payout Ratio: 1.14 (As of Dec. 2025) — 81% Above Median

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XBRV:BOAB Bank Of Africa-Benin SA XBRV:BOAB
72 GF Score
Price XOF8,700.00
GF Value XOF20,630.97
Valuation Significantly Undervalued
! 6 Warning Signs
View Full Analysis

What is Bank Of Africa-Benin Dividend Payout Ratio?

Bank Of Africa-Benin XBRV:BOAB -0.91% 72 Dividend Payout Ratio is 1.14 as of Dec. 2025, which is 81% above its 10-year median of 0.63. GuruFocus rates XBRV:BOAB with a GF Score™ of 72/100 and a GF Value™ of XOF20,630.97 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,173 Banks companies, Bank Of Africa-Benin ranks worse than 97.53% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank Of Africa-Benin's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.14.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bank Of Africa-Benin SA is 1.14, which seems too high.

The historical rank and industry rank for Bank Of Africa-Benin's Dividend Payout Ratio or its related term are showing as below:

XBRV:BOAB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.57   Med: 0.63   Max: 1.45
Current: 1.14

During the past 13 years, the highest Dividend Payout Ratio of Bank Of Africa-Benin was 1.45. The lowest was 0.57. And the median was 0.63.

XBRV:BOAB's Dividend Payout Ratio is ranked worse than
97.53% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs XBRV:BOAB: 1.14

As of today (2026-07-20), the Dividend Yield % of Bank Of Africa-Benin is 7.08%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank Of Africa-Benin was 29.85%. The lowest was 3.96%. And the median was 9.78%.

Bank Of Africa-Benin's Dividends per Share for the months ended in Dec. 2025 was XOF492.63.

During the past 12 months, Bank Of Africa-Benin's average Dividends Per Share Growth Rate was 32.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 19.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 16.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank Of Africa-Benin was 19.70% per year. The lowest was -20.50% per year. And the median was 9.50% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank Of Africa-Benin (XBRV:BOAB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank Of Africa-Benin Dividend Payout Ratio Related Terms

Bank Of Africa-Benin Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank Of Africa-Benin's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Of Africa-Benin Dividend Payout Ratio Chart

Bank Of Africa-Benin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.62 0.58 0.63 0.77 1.14

Bank Of Africa-Benin Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.58 0.63 0.77 1.14

XBRV:BOAB vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank Of Africa-Benin's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank Of Africa-Benin Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank Of Africa-Benin's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank Of Africa-Benin's Dividend Payout Ratio falls into.


XBRV:BOAB
72GF Score
Bank Of Africa-Benin SA XBRV:BOAB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Of Africa-Benin Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Bank Of Africa-Benin's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=492.632/ 430.78
=1.14

Bank Of Africa-Benin's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=492.632/ 430.78
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.14 mean?
Bank Of Africa-Benin (XBRV:BOAB) has a Dividend Payout Ratio of 1.14 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Of Africa-Benin and its competitors. This is 81% above median its historical median of 0.63. Over the past decade, Bank Of Africa-Benin's Dividend Payout Ratio has ranged from 0.57 to 1.45. According to the industry distribution chart, Bank Of Africa-Benin ranks #1144 out of 1173 companies in the Banks industry, placing it in the top 97.5%.
Is Bank Of Africa-Benin's Dividend Payout Ratio too high?
Bank Of Africa-Benin's current Dividend Payout Ratio of 1.14 is 81% above median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.45. The Banks industry median Dividend Payout Ratio is 0.32. Bank Of Africa-Benin's value of 1.14 is 256.3% above this industry median. Based on the distribution chart, Bank Of Africa-Benin ranks #1144 out of 1173 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank Of Africa-Benin has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #1144 out of 1173 companies for Dividend Payout Ratio. This places Bank Of Africa-Benin in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank Of Africa-Benin's value of 1.14 is 256.3% above this benchmark. Historically, Bank Of Africa-Benin's own Dividend Payout Ratio has ranged from 0.57 to 1.45 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 0.32, Bank Of Africa-Benin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Africa-Benin's current Dividend Payout Ratio of 1.14 is 256.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current Dividend Payout Ratio is 1.14, which is 81% above median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Significantly Undervalued. The stock's GF Value™ is XOF20,630.97, compared to a current price of XOF8,700.00 — trading 57.8% below its estimated fair value. The current Dividend Payout Ratio is 1.14, which is 81% above median its 10-year median of 0.63 and 256.3% above the Banks industry median of 0.32. Bank Of Africa-Benin's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current Dividend Payout Ratio is 1.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be undervalued. The current stock price of XOF8,700.00 is trading 57.8% below its estimated GF Value™ of XOF20,630.97. GuruFocus considers Bank Of Africa-Benin to be Significantly Undervalued.

Key valuation signals for XBRV:BOAB:

  • Dividend Payout Ratio: 1.14 (81% above median its 10-year median of 0.63)
  • GF Value™: XOF20,630.97 vs. price of XOF8,700.00 (57.8% below fair value)
  • GF Score™: 72/100 with 6 warning signs
  • Industry Position: 256.3% above the Banks median (#1144 of 1173)

No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank Of Africa-Benin Business Description

Address Avenue Jean-Paul II - 08, Cotonou, BEN, BP 0879
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
72GF Score

Get the complete analysis for XBRV:BOAB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

XOF8,700.00
Price
XOF20,630.97
GF Value