Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bank Of Africa-BeninXBRV:BOAB -0.48%73 5-Year Yield-on-Cost % is 12.94 as of Sep. 06, 2026, which is 38% below its 10-year median of 21.02. GuruFocus rates XBRV:BOAB with a GF Score™ of 73/100 and a GF Value™ of XOF21,109.58 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 1,243 Banks companies, Bank Of Africa-Benin ranks better than 91.15% on this metric.
Bank Of Africa-Benin's yield on cost for the quarter that ended in Dec. 2025 was 12.94.
The historical rank and industry rank for Bank Of Africa-Benin's 5-Year Yield-on-Cost % or its related term are showing as below:
XBRV:BOAB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 8.57 Med: 21.02 Max: 64.61
Current: 12.94
During the past 13 years, Bank Of Africa-Benin's highest Yield on Cost was 64.61. The lowest was 8.57. And the median was 21.02.
XBRV:BOAB's 5-Year Yield-on-Cost % is ranked better than 91.15% of 1243
companies
in the Banks industry
Industry Median: 3.81
vs XBRV:BOAB: 12.94
Bank Of Africa-Benin (XBRV:BOAB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank Of Africa-Benin 5-Year Yield-on-Cost % Related Terms
XBRV:BOAB vs USB, PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank Of Africa-Benin's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Of Africa-Benin 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Of Africa-Benin's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank Of Africa-Benin's 5-Year Yield-on-Cost % falls into.
Bank Of Africa-Benin 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank Of Africa-Benin (XBRV:BOAB) has a 5-Year Yield-on-Cost % of 12.94 as of Sep. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Of Africa-Benin and its competitors. This is 38% below median its historical median of 21.02. Over the past decade, Bank Of Africa-Benin's 5-Year Yield-on-Cost % has ranged from 8.57 to 64.61. According to the industry distribution chart, Bank Of Africa-Benin ranks #110 out of 1243 companies in the Banks industry, placing it in the top 8.8%.
Is Bank Of Africa-Benin's 5-Year Yield-on-Cost % too high?
Bank Of Africa-Benin's current 5-Year Yield-on-Cost % of 12.94 is 38% below median its 10-year median of 21.02. Over the past 10 years, this metric has ranged from a low of 8.57 to a high of 64.61. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Bank Of Africa-Benin's value of 12.94 is 239.6% above this industry median. Based on the distribution chart, Bank Of Africa-Benin ranks #110 out of 1243 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Of Africa-Benin has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bank Of Africa-Benin's 5-Year Yield-on-Cost % compare to USB and PNC?
According to the Banks industry distribution chart, Bank Of Africa-Benin ranks #110 out of 1243 companies for 5-Year Yield-on-Cost %. This places Bank Of Africa-Benin in the top 9% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. Bank Of Africa-Benin's value of 12.94 is 239.6% above this benchmark. Historically, Bank Of Africa-Benin's own 5-Year Yield-on-Cost % has ranged from 8.57 to 64.61 over the past decade. While the company's 10-year median is 21.02 vs. the industry median of 3.81, Bank Of Africa-Benin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Of Africa-Benin's current 5-Year Yield-on-Cost % of 12.94 is 239.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Of Africa-Benin and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Of Africa-Benin's current 5-Year Yield-on-Cost % is 12.94, which is 38% below median its own 10-year median of 21.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Of Africa-Benin stock overvalued right now?
Based on GuruFocus' analysis, Bank Of Africa-Benin (XBRV:BOAB) is currently considered Significantly Undervalued. The stock's GF Value™ is XOF21,109.58, compared to a current price of XOF10,300.00 — trading 51.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 12.94, which is 38% below median its 10-year median of 21.02 and 239.6% above the Banks industry median of 3.81. Bank Of Africa-Benin's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank Of Africa-Benin (XBRV:BOAB), the current 5-Year Yield-on-Cost % is 12.94 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Of Africa-Benin (XBRV:BOAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Of Africa-Benin stock appears to be undervalued.
The current stock price of XOF10,300.00 is trading 51.2% below its estimated GF Value™ of XOF21,109.58.
GuruFocus considers Bank Of Africa-Benin to be Significantly Undervalued.
Key valuation signals for XBRV:BOAB:
5-Year Yield-on-Cost %: 12.94 (38% below median its 10-year median of 21.02)
GF Value™: XOF21,109.58 vs. price of XOF10,300.00 (51.2% below fair value)
Industry Position: 239.6% above the Banks median (#110 of 1243)
No single metric tells the full story. See the XBRV:BOAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Of Africa-Benin SA is a Benin-based commercial bank. The bank offers products and services including savings deposits, loans, term deposits, and insurance services.
73GF Score
Get the complete analysis for XBRV:BOAB
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBRV:BOAB has been successfully added to your 
