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Utssav CZ Gold JewelsNSE:UTSSAV +5.00%18 Net-Net Working Capital is ₹4.60 as of Mar. 2025. GuruFocus rates NSE:UTSSAV with a GF Score™ of 18/100. The stock has 3 warning signs investors should review. Among 325 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks worse than 96.92% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Utssav CZ Gold Jewels's Net-Net Working Capital for the quarter that ended in Mar. 2025 was ₹4.60.
The industry rank for Utssav CZ Gold Jewels's Net-Net Working Capital or its related term are showing as below:
NSE:UTSSAV's Price-to-Net-Net-Working-Capital is ranked worse than 96.92% of 325
companies
in the Retail - Cyclical industry
Industry Median: 6.35
vs NSE:UTSSAV: 101.80
Utssav CZ Gold Jewels (NSE:UTSSAV) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Utssav CZ Gold Jewels Net-Net Working Capital Related Terms
Utssav CZ Gold Jewels Net-Net Working Capital Historical Data
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The historical data trend for Utssav CZ Gold Jewels's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utssav CZ Gold Jewels Net-Net Working Capital Chart
Utssav CZ Gold Jewels Annual Data
Trend
Mar21
Mar22
Mar23
Mar24
Mar25
Net-Net Working Capital
-4.73
-6.01
-4.90
-12.17
4.60
Utssav CZ Gold Jewels Semi-Annual Data
Mar21
Mar22
Mar23
Mar24
Mar25
Net-Net Working Capital
-4.73
-6.01
-4.90
-12.17
4.60
NSE:UTSSAV vs TPR: Net-Net Working Capital Comparison
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels Price-to-Net-Net-Working-Capital vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of ₹4.60 mean?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a Net-Net Working Capital of ₹4.60 as of Mar. 2025. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Utssav CZ Gold Jewels According to the industry distribution chart, Utssav CZ Gold Jewels ranks #315 out of 325 companies in the Retail - Cyclical industry, placing it in the top 96.9%.
Is Utssav CZ Gold Jewels' Net-Net Working Capital too high?
Utssav CZ Gold Jewels' current Net-Net Working Capital is ₹4.60. Based on the distribution chart, Utssav CZ Gold Jewels ranks #315 out of 325 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Utssav CZ Gold Jewels has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' Net-Net Working Capital compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #315 out of 325 companies for Net-Net Working Capital. This places Utssav CZ Gold Jewels in the lower half of its industry. The industry median Net-Net Working Capital is 6.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Retail - Cyclical company?
The median Net-Net Working Capital among Retail - Cyclical companies is 6.35, based on 325 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Utssav CZ Gold Jewels For the Retail - Cyclical industry, the median Net-Net Working Capital is 6.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current Net-Net Working Capital is ₹4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current Net-Net Working Capital of ₹4.60. The current Net-Net Working Capital is ₹4.60. Utssav CZ Gold Jewels' overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current Net-Net Working Capital is ₹4.60 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
18GF Score
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