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Utssav CZ Gold JewelsNSE:UTSSAV -4.01%17 PB Ratio is 9.71 as of Jul. 26, 2026, which is 107% above its 10-year median of 4.70. GuruFocus rates NSE:UTSSAV with a GF Score™ of 17/100. The stock has 7 warning signs investors should review. Among 1,083 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks worse than 93.17% on this metric.
Utssav CZ Gold Jewels Ltd stock PB Ratio (=9.71) is close to 1-year high of 10.23.
The historical rank and industry rank for Utssav CZ Gold Jewels's PB Ratio or its related term are showing as below:
NSE:UTSSAV'
s PB Ratio Range Over the Past 10 Years
Min: 3.21 Med: 4.7 Max: 20.49
Current: 9.71
During the past 5 years, Utssav CZ Gold Jewels's highest PB Ratio was 20.49. The lowest was 3.21. And the median was 4.70.
NSE:UTSSAV's PB Ratio is ranked worse than 93.17% of 1083
companies
in the Retail - Cyclical industry
Industry Median: 1.45
vs NSE:UTSSAV: 9.71
During the past 12 months, Utssav CZ Gold Jewels's average Book Value Per Share Growth Rate was 260.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 103.30% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Utssav CZ Gold Jewels was 103.30% per year. The lowest was 44.20% per year. And the median was 73.75% per year.
Back to Basics: PB Ratio
Utssav CZ Gold Jewels (NSE:UTSSAV) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utssav CZ Gold Jewels PB Ratio Chart
Utssav CZ Gold Jewels Annual Data
Trend
Mar21
Mar22
Mar23
Mar24
Mar25
PB Ratio
0.00
0.00
0.00
0.00
3.76
Utssav CZ Gold Jewels Semi-Annual Data
Mar21
Mar22
Mar23
Mar24
Mar25
PB Ratio
0.00
0.00
0.00
0.00
3.76
NSE:UTSSAV vs TPR: PB Ratio Comparison
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's PB Ratio distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Utssav CZ Gold Jewels (NSE:UTSSAV) has a PB Ratio of 9.71 as of Jul. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Utssav CZ Gold Jewels and its competitors. This is 107% above median its historical median of 4.70. Over the past decade, Utssav CZ Gold Jewels' PB Ratio has ranged from 3.21 to 20.49. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #1009 out of 1083 companies in the Retail - Cyclical industry, placing it in the top 93.2%.
Is Utssav CZ Gold Jewels' PB Ratio too high?
Utssav CZ Gold Jewels' current PB Ratio of 9.71 is 107% above median its 10-year median of 4.70. Over the past 10 years, this metric has ranged from a low of 3.21 to a high of 20.49. The Retail - Cyclical industry median PB Ratio is 1.45. Utssav CZ Gold Jewels' value of 9.71 is 569.7% above this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #1009 out of 1083 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Utssav CZ Gold Jewels has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' PB Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #1009 out of 1083 companies for PB Ratio. This places Utssav CZ Gold Jewels in the lower half of its industry. The industry median PB Ratio is 1.45. Utssav CZ Gold Jewels' value of 9.71 is 569.7% above this benchmark. Historically, Utssav CZ Gold Jewels' own PB Ratio has ranged from 3.21 to 20.49 over the past decade. While the company's 10-year median is 4.70 vs. the industry median of 1.45, Utssav CZ Gold Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.45, based on 1,083 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current PB Ratio of 9.71 is 569.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current PB Ratio is 9.71, which is 107% above median its own 10-year median of 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current PB Ratio of 9.71. The current PB Ratio is 9.71, which is 107% above median its 10-year median of 4.70 and 569.7% above the Retail - Cyclical industry median of 1.45. Utssav CZ Gold Jewels' overall GF Score™ is 17/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current PB Ratio is 9.71 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
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