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Utssav CZ Gold JewelsNSE:UTSSAV +0.61%50 Cash Ratio is 0.25 as of Mar. 2026, which is at its 10-year median of 0.25. GuruFocus rates NSE:UTSSAV with a GF Score™ of 50/100. The stock has 7 warning signs investors should review. Among 1,107 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks worse than 59.26% on this metric.
Utssav CZ Gold Jewels has a Cash Ratio of 0.25. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Utssav CZ Gold Jewels's Cash Ratio or its related term are showing as below:
NSE:UTSSAV'
s Cash Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.25 Max: 0.43
Current: 0.25
During the past 6 years, Utssav CZ Gold Jewels's highest Cash Ratio was 0.43. The lowest was 0.04. And the median was 0.25.
NSE:UTSSAV's Cash Ratio is ranked worse than 59.26% of 1107
companies
in the Retail - Cyclical industry
Industry Median: 0.33
vs NSE:UTSSAV: 0.25
Utssav CZ Gold Jewels (NSE:UTSSAV) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utssav CZ Gold Jewels (NSE:UTSSAV) has a Cash Ratio of 0.25 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Utssav CZ Gold Jewels and its competitors. This is near median its historical median of 0.25. Over the past decade, Utssav CZ Gold Jewels' Cash Ratio has ranged from 0.04 to 0.43. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #656 out of 1107 companies in the Retail - Cyclical industry, placing it in the top 59.3%.
Is Utssav CZ Gold Jewels' Cash Ratio too high?
Utssav CZ Gold Jewels' current Cash Ratio of 0.25 is near median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.43. The Retail - Cyclical industry median Cash Ratio is 0.33. Utssav CZ Gold Jewels' value of 0.25 is 24.2% below this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #656 out of 1107 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Utssav CZ Gold Jewels has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' Cash Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #656 out of 1107 companies for Cash Ratio. This places Utssav CZ Gold Jewels in the lower half of its industry. The industry median Cash Ratio is 0.33. Utssav CZ Gold Jewels' value of 0.25 is 24.2% below this benchmark. Historically, Utssav CZ Gold Jewels' own Cash Ratio has ranged from 0.04 to 0.43 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.33, Utssav CZ Gold Jewels has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.33, based on 1,107 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current Cash Ratio of 0.25 is 24.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current Cash Ratio is 0.25, which is near median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current Cash Ratio of 0.25. The current Cash Ratio is 0.25, which is near median its 10-year median of 0.25 and 24.2% below the Retail - Cyclical industry median of 0.33. Utssav CZ Gold Jewels' overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current Cash Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
50GF Score
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