Utssav CZ Gold Jewels (NSE:UTSSAV) Quick Ratio: 1.33 (As of Mar. 2025) — 23% Above Median


NSE:UTSSAV Utssav CZ Gold Jewels Ltd NSE:UTSSAV
17 GF Score
Price ₹504.85
! 7 Warning Signs
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What is Utssav CZ Gold Jewels Quick Ratio?

Utssav CZ Gold Jewels NSE:UTSSAV +4.07% 17 Quick Ratio is 1.33 as of Mar. 2025, which is 23% above its 10-year median of 1.08. GuruFocus rates NSE:UTSSAV with a GF Score™ of 17/100. The stock has 7 warning signs investors should review. Among 1,127 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks better than 69.21% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Utssav CZ Gold Jewels's quick ratio for the quarter that ended in Mar. 2025 was 1.33.

Utssav CZ Gold Jewels has a quick ratio of 1.33. It generally indicates good short-term financial strength.

The historical rank and industry rank for Utssav CZ Gold Jewels's Quick Ratio or its related term are showing as below:

NSE:UTSSAV' s Quick Ratio Range Over the Past 10 Years
Min: 0.91   Med: 1.08   Max: 1.48
Current: 1.33

During the past 5 years, Utssav CZ Gold Jewels's highest Quick Ratio was 1.48. The lowest was 0.91. And the median was 1.08.

NSE:UTSSAV's Quick Ratio is ranked better than
69.21% of 1127 companies
in the Retail - Cyclical industry
Industry Median: 0.87 vs NSE:UTSSAV: 1.33

Utssav CZ Gold Jewels  (NSE:UTSSAV) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Utssav CZ Gold Jewels Quick Ratio Related Terms


Utssav CZ Gold Jewels Quick Ratio Historical Data

* Premium members only.

The historical data trend for Utssav CZ Gold Jewels's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Utssav CZ Gold Jewels Quick Ratio Chart

Utssav CZ Gold Jewels Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Quick Ratio
1.48 0.91 0.96 1.08 1.33

Utssav CZ Gold Jewels Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25
Quick Ratio 1.48 0.91 0.96 1.08 1.33

NSE:UTSSAV vs TPR: Quick Ratio Comparison

For the Luxury Goods subindustry, Utssav CZ Gold Jewels's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Utssav CZ Gold Jewels Quick Ratio vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Utssav CZ Gold Jewels's Quick Ratio falls into.


NSE:UTSSAV
17GF Score
Utssav CZ Gold Jewels Ltd NSE:UTSSAV
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Utssav CZ Gold Jewels Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Utssav CZ Gold Jewels's Quick Ratio for the fiscal year that ended in Mar. 2025 is calculated as

Quick Ratio (A: Mar. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(2605.995-840.942)/1322.769
=1.33

Utssav CZ Gold Jewels's Quick Ratio for the quarter that ended in Mar. 2025 is calculated as

Quick Ratio (Q: Mar. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(2605.995-840.942)/1322.769
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.33 mean?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a Quick Ratio of 1.33 as of Mar. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Utssav CZ Gold Jewels and its competitors. This is 23% above median its historical median of 1.08. Over the past decade, Utssav CZ Gold Jewels' Quick Ratio has ranged from 0.91 to 1.48. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #347 out of 1127 companies in the Retail - Cyclical industry, placing it in the top 30.8%.
Is Utssav CZ Gold Jewels' Quick Ratio too high?
Utssav CZ Gold Jewels' current Quick Ratio of 1.33 is 23% above median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 1.48. The Retail - Cyclical industry median Quick Ratio is 0.87. Utssav CZ Gold Jewels' value of 1.33 is 52.9% above this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #347 out of 1127 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Utssav CZ Gold Jewels has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' Quick Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #347 out of 1127 companies for Quick Ratio. This puts Utssav CZ Gold Jewels in the upper half of its industry. The industry median Quick Ratio is 0.87. Utssav CZ Gold Jewels' value of 1.33 is 52.9% above this benchmark. Historically, Utssav CZ Gold Jewels' own Quick Ratio has ranged from 0.91 to 1.48 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 0.87, Utssav CZ Gold Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Retail - Cyclical company?
The median Quick Ratio among Retail - Cyclical companies is 0.87, based on 1,127 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current Quick Ratio of 1.33 is 52.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median Quick Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current Quick Ratio is 1.33, which is 23% above median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current Quick Ratio of 1.33. The current Quick Ratio is 1.33, which is 23% above median its 10-year median of 1.08 and 52.9% above the Retail - Cyclical industry median of 0.87. Utssav CZ Gold Jewels' overall GF Score™ is 17/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current Quick Ratio is 1.33 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Utssav CZ Gold Jewels Business Description

Address Mahakali Caves Road, 2nd Floor, Hitech Plaza, Near Giriraj Industrial Estate, Andheri (East), Mumbai, MH, IND, 400093
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
17GF Score

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Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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