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Utssav CZ Gold JewelsNSE:UTSSAV +3.15%50 Debt-to-Equity is 0.94 as of Mar. 2026, which is 56% below its 10-year median of 2.15. GuruFocus rates NSE:UTSSAV with a GF Score™ of 50/100. The stock has 7 warning signs investors should review. Among 1,009 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks worse than 68.19% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Utssav CZ Gold Jewels's Debt-to-Equity or its related term are showing as below:
NSE:UTSSAV'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.94 Med: 2.15 Max: 2.57
Current: 0.94
During the past 6 years, the highest Debt-to-Equity Ratio of Utssav CZ Gold Jewels was 2.57. The lowest was 0.94. And the median was 2.15.
NSE:UTSSAV's Debt-to-Equity is ranked worse than 68.19% of 1009
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs NSE:UTSSAV: 0.94
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Utssav CZ Gold Jewels Debt-to-Equity Related Terms
Utssav CZ Gold Jewels Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Utssav CZ Gold Jewels's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utssav CZ Gold Jewels (NSE:UTSSAV) has a Debt-to-Equity of 0.94 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Utssav CZ Gold Jewels and its competitors. This is 56% below median its historical median of 2.15. Over the past decade, Utssav CZ Gold Jewels' Debt-to-Equity has ranged from 0.94 to 2.57. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #688 out of 1009 companies in the Retail - Cyclical industry, placing it in the top 68.2%.
Is Utssav CZ Gold Jewels' Debt-to-Equity too high?
Utssav CZ Gold Jewels' current Debt-to-Equity of 0.94 is 56% below median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.57. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Utssav CZ Gold Jewels' value of 0.94 is 67.9% above this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #688 out of 1009 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Utssav CZ Gold Jewels has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' Debt-to-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #688 out of 1009 companies for Debt-to-Equity. This places Utssav CZ Gold Jewels in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Utssav CZ Gold Jewels' value of 0.94 is 67.9% above this benchmark. Historically, Utssav CZ Gold Jewels' own Debt-to-Equity has ranged from 0.94 to 2.57 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 0.56, Utssav CZ Gold Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,009 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current Debt-to-Equity of 0.94 is 67.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current Debt-to-Equity is 0.94, which is 56% below median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current Debt-to-Equity of 0.94. The current Debt-to-Equity is 0.94, which is 56% below median its 10-year median of 2.15 and 67.9% above the Retail - Cyclical industry median of 0.56. Utssav CZ Gold Jewels' overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current Debt-to-Equity is 0.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
50GF Score
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