Utssav CZ Gold JewelsNSE:UTSSAV +2.94%17 ROA % is 12.82% as of Mar. 2025, which is 24% above its 10-year median of 10.34. GuruFocus rates NSE:UTSSAV with a GF Score™ of 17/100. The stock has 7 warning signs investors should review. Among 1,129 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks better than 89.37% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Utssav CZ Gold Jewels's annualizedNet Income for the quarter that ended in Mar. 2025 was ₹251 Mil.
Utssav CZ Gold Jewels's average Total Assets over the quarter that ended in Mar. 2025 was ₹1,955 Mil. Therefore, Utssav CZ Gold Jewels's annualized ROA % for the quarter that ended in Mar. 2025 was 12.82%.
The historical rank and industry rank for Utssav CZ Gold Jewels's ROA % or its related term are showing as below:
NSE:UTSSAV'
s ROA % Range Over the Past 10 Years
Min: 3.66 Med: 10.34 Max: 12.82
Current: 12.82
During the past 5 years, Utssav CZ Gold Jewels's highest ROA % was 12.82%. The lowest was 3.66%. And the median was 10.34%.
NSE:UTSSAV's ROA % is ranked better than 89.37% of 1129
companies
in the Retail - Cyclical industry
Industry Median: 2.72
vs NSE:UTSSAV: 12.82
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Mar. 2025) net income data. The Revenue data used here is one times the annual (Mar. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Utssav CZ Gold Jewels ROA % Chart
Utssav CZ Gold Jewels Annual Data
Trend
Mar21
Mar22
Mar23
Mar24
Mar25
ROA %
3.66
6.65
10.34
12.63
12.82
Utssav CZ Gold Jewels Semi-Annual Data
Mar21
Mar22
Mar23
Mar24
Mar25
ROA %
3.66
6.65
10.34
12.63
12.82
NSE:UTSSAV vs TPR: ROA % Comparison
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels ROA % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's ROA % distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Mar. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Utssav CZ Gold Jewels (NSE:UTSSAV) has a ROA % of 12.82% as of Mar. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Utssav CZ Gold Jewels and its competitors. This is 24% above median its historical median of 10.34. Over the past decade, Utssav CZ Gold Jewels' ROA % has ranged from 3.66 to 12.82. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #120 out of 1129 companies in the Retail - Cyclical industry, placing it in the top 10.6%.
Is Utssav CZ Gold Jewels' ROA % too high?
Utssav CZ Gold Jewels' current ROA % of 12.82% is 24% above median its 10-year median of 10.34. Over the past 10 years, this metric has ranged from a low of 3.66 to a high of 12.82. The Retail - Cyclical industry median ROA % is 2.72. Utssav CZ Gold Jewels' value of 12.82% is 371.3% above this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #120 out of 1129 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Utssav CZ Gold Jewels has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' ROA % compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #120 out of 1129 companies for ROA %. This places Utssav CZ Gold Jewels in the top 11% of its industry — outperforming the majority of peers. The industry median ROA % is 2.72. Utssav CZ Gold Jewels' value of 12.82% is 371.3% above this benchmark. Historically, Utssav CZ Gold Jewels' own ROA % has ranged from 3.66 to 12.82 over the past decade. While the company's 10-year median is 10.34 vs. the industry median of 2.72, Utssav CZ Gold Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Cyclical company?
The median ROA % among Retail - Cyclical companies is 2.72, based on 1,129 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current ROA % of 12.82% is 371.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median ROA % is 2.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current ROA % is 12.82%, which is 24% above median its own 10-year median of 10.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current ROA % of 12.82%. The current ROA % is 12.82%, which is 24% above median its 10-year median of 10.34 and 371.3% above the Retail - Cyclical industry median of 2.72. Utssav CZ Gold Jewels' overall GF Score™ is 17/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current ROA % is 12.82% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
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