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Utssav CZ Gold JewelsNSE:UTSSAV -1.20%17 Return-on-Tangible-Equity is 31.27% as of Mar. 2025, which is at its 10-year median of 31.27. GuruFocus rates NSE:UTSSAV with a GF Score™ of 17/100. The stock has 7 warning signs investors should review. Among 1,062 Retail - Cyclical companies, Utssav CZ Gold Jewels ranks better than 81.64% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Utssav CZ Gold Jewels's annualized net income for the quarter that ended in Mar. 2025 was ₹251 Mil. Utssav CZ Gold Jewels's average shareholder tangible equity for the quarter that ended in Mar. 2025 was ₹801 Mil. Therefore, Utssav CZ Gold Jewels's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2025 was 31.27%.
The historical rank and industry rank for Utssav CZ Gold Jewels's Return-on-Tangible-Equity or its related term are showing as below:
NSE:UTSSAV'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.77 Med: 31.27 Max: 45.87
Current: 31.27
During the past 5 years, Utssav CZ Gold Jewels's highest Return-on-Tangible-Equity was 45.87%. The lowest was 13.77%. And the median was 31.27%.
NSE:UTSSAV's Return-on-Tangible-Equity is ranked better than 81.64% of 1062
companies
in the Retail - Cyclical industry
Industry Median: 8.455
vs NSE:UTSSAV: 31.27
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Utssav CZ Gold Jewels Return-on-Tangible-Equity Related Terms
Utssav CZ Gold Jewels Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Utssav CZ Gold Jewels's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:UTSSAV vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Utssav CZ Gold Jewels's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Utssav CZ Gold Jewels Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Utssav CZ Gold Jewels's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Utssav CZ Gold Jewels's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Mar. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 31.27% mean?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a Return-on-Tangible-Equity of 31.27% as of Mar. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Utssav CZ Gold Jewels and its competitors. This is near median its historical median of 31.27. Over the past decade, Utssav CZ Gold Jewels' Return-on-Tangible-Equity has ranged from 13.77 to 45.87. According to the industry distribution chart, Utssav CZ Gold Jewels ranks #195 out of 1062 companies in the Retail - Cyclical industry, placing it in the top 18.4%.
Is Utssav CZ Gold Jewels' Return-on-Tangible-Equity too high?
Utssav CZ Gold Jewels' current Return-on-Tangible-Equity of 31.27% is near median its 10-year median of 31.27. Over the past 10 years, this metric has ranged from a low of 13.77 to a high of 45.87. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.46. Utssav CZ Gold Jewels' value of 31.27% is 269.8% above this industry median. Based on the distribution chart, Utssav CZ Gold Jewels ranks #195 out of 1062 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Utssav CZ Gold Jewels has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Utssav CZ Gold Jewels' Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Utssav CZ Gold Jewels ranks #195 out of 1062 companies for Return-on-Tangible-Equity. This places Utssav CZ Gold Jewels in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.46. Utssav CZ Gold Jewels' value of 31.27% is 269.8% above this benchmark. Historically, Utssav CZ Gold Jewels' own Return-on-Tangible-Equity has ranged from 13.77 to 45.87 over the past decade. While the company's 10-year median is 31.27 vs. the industry median of 8.46, Utssav CZ Gold Jewels has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.46, based on 1,062 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Utssav CZ Gold Jewels's current Return-on-Tangible-Equity of 31.27% is 269.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Utssav CZ Gold Jewels and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Utssav CZ Gold Jewels's current Return-on-Tangible-Equity is 31.27%, which is near median its own 10-year median of 31.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utssav CZ Gold Jewels stock overvalued right now?
Utssav CZ Gold Jewels (NSE:UTSSAV) has a current Return-on-Tangible-Equity of 31.27%. The current Return-on-Tangible-Equity is 31.27%, which is near median its 10-year median of 31.27 and 269.8% above the Retail - Cyclical industry median of 8.46. Utssav CZ Gold Jewels' overall GF Score™ is 17/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Utssav CZ Gold Jewels (NSE:UTSSAV), the current Return-on-Tangible-Equity is 31.27% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Utssav CZ Gold Jewels Ltd is mainly engaged in the business of designing, manufacturing, wholesaling, and exporting 18Karat, 20Karat, and 22Karat CZ Gold jewellery. The company specialises in the lightweight production of cubic zirconia (CZ), gold, and rose gold casting jewellery. It manufactures and offers a wide collection of products such as Rings, Earrings, Pendants, Bracelets, Necklaces, Watches, and Brooches etc. The company has also ventured into the business of plain gold casting jewellery, natural diamond jewellery and lab-grown diamond jewellery.
17GF Score
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