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Capitec Bank Holdings (Capitec Bank Holdings) Net Margin % : 31.21% (As of Feb. 2024)


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What is Capitec Bank Holdings Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Capitec Bank Holdings's Net Income for the six months ended in Feb. 2024 was $309 Mil. Capitec Bank Holdings's Revenue for the six months ended in Feb. 2024 was $989 Mil. Therefore, Capitec Bank Holdings's net margin for the quarter that ended in Feb. 2024 was 31.21%.

The historical rank and industry rank for Capitec Bank Holdings's Net Margin % or its related term are showing as below:

CKHGY' s Net Margin % Range Over the Past 10 Years
Min: 19.38   Med: 26.48   Max: 31.63
Current: 29.32


CKHGY's Net Margin % is ranked better than
62.8% of 1457 companies
in the Banks industry
Industry Median: 25.09 vs CKHGY: 29.32

Capitec Bank Holdings Net Margin % Historical Data

The historical data trend for Capitec Bank Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Capitec Bank Holdings Net Margin % Chart

Capitec Bank Holdings Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.58 19.38 31.63 30.76 29.32

Capitec Bank Holdings Semi-Annual Data
Aug14 Feb15 Aug15 Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.58 30.38 31.11 27.25 31.21

Competitive Comparison of Capitec Bank Holdings's Net Margin %

For the Banks - Regional subindustry, Capitec Bank Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitec Bank Holdings's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Capitec Bank Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where Capitec Bank Holdings's Net Margin % falls into.



Capitec Bank Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Capitec Bank Holdings's Net Margin for the fiscal year that ended in Feb. 2024 is calculated as

Net Margin=Net Income (A: Feb. 2024 )/Revenue (A: Feb. 2024 )
=555.663/1895.316
=29.32 %

Capitec Bank Holdings's Net Margin for the quarter that ended in Feb. 2024 is calculated as

Net Margin=Net Income (Q: Feb. 2024 )/Revenue (Q: Feb. 2024 )
=308.724/989.17
=31.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capitec Bank Holdings  (OTCPK:CKHGY) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Capitec Bank Holdings Net Margin % Related Terms

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Capitec Bank Holdings (Capitec Bank Holdings) Business Description

Traded in Other Exchanges
Address
5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: -Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.

Capitec Bank Holdings (Capitec Bank Holdings) Headlines

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