Capitec Bank HoldingsCKHGY -0.37%89 Median PS Value is $103.57 as of Jun. 28, 2026, which is 7991% above its 10-year median of 1.28. GuruFocus rates CKHGY with a GF Score™ of 89/100 and a GF Value™ of $127.36 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,043 Banks companies, Capitec Bank Holdings ranks worse than 72.48% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Capitec Bank Holdings's Median PS Value or its related term are showing as below:
CKHGY'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.99 Med: 1.28 Max: 1.57
Current: 1.36
During the past 13 years, the highest Price to Median PS Value of Capitec Bank Holdings was 1.57. The lowest was 0.99. And the median was 1.28.
CKHGY's Price-to-Median-PS-Value is ranked worse than 72.48% of 1043
companies
in the Banks industry
Industry Median: 1.11
vs CKHGY: 1.36
Capitec Bank Holdings (OTCPK:CKHGY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Capitec Bank Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
140.718
/
103.57
=
1.36
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitec Bank Holdings Median PS Value Related Terms
Capitec Bank Holdings Median PS Value Historical Data
* Premium members only.
The historical data trend for Capitec Bank Holdings's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capitec Bank Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitec Bank Holdings Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Capitec Bank Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Capitec Bank Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 7.7187.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Capitec Bank Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was $13.418.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitec Bank Holdings (CKHGY) has a Median PS Value of $103.57 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capitec Bank Holdings and its competitors. This is 7991% above median its historical median of 1.28. Over the past decade, Capitec Bank Holdings' Median PS Value has ranged from 0.99 to 1.57. According to the industry distribution chart, Capitec Bank Holdings ranks #756 out of 1043 companies in the Banks industry, placing it in the top 72.5%.
Is Capitec Bank Holdings' Median PS Value too high?
Capitec Bank Holdings' current Median PS Value of $103.57 is 7991% above median its 10-year median of 1.28. Over the past 10 years, this metric has ranged from a low of 0.99 to a high of 1.57. The Banks industry median Median PS Value is 1.11. Capitec Bank Holdings' value of $103.57 is 9230.6% above this industry median. Based on the distribution chart, Capitec Bank Holdings ranks #756 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' Median PS Value compare to PNC and USB?
According to the Banks industry distribution chart, Capitec Bank Holdings ranks #756 out of 1043 companies for Median PS Value. This places Capitec Bank Holdings in the lower half of its industry. The industry median Median PS Value is 1.11. Capitec Bank Holdings' value of $103.57 is 9230.6% above this benchmark. Historically, Capitec Bank Holdings' own Median PS Value has ranged from 0.99 to 1.57 over the past decade. While the company's 10-year median is 1.28 vs. the industry median of 1.11, Capitec Bank Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitec Bank Holdings's current Median PS Value of $103.57 is 9230.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Capitec Bank Holdings and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitec Bank Holdings's current Median PS Value is $103.57, which is 7991% above median its own 10-year median of 1.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Fairly Valued. The stock's GF Value™ is $127.36, compared to a current price of $140.72 — trading 10.5% above its estimated fair value. The current Median PS Value is $103.57, which is 7991% above median its 10-year median of 1.28 and 9230.6% above the Banks industry median of 1.11. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current Median PS Value is $103.57 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?
Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued.
The current stock price of $140.72 is trading 10.5% above its estimated GF Value™ of $127.36.
GuruFocus considers Capitec Bank Holdings to be Fairly Valued.
Key valuation signals for CKHGY:
Median PS Value: $103.57 (7991% above median its 10-year median of 1.28)
GF Value™: $127.36 vs. price of $140.72 (10.5% above fair value)
Industry Position: 9230.6% above the Banks median (#756 of 1043)
No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score
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