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Capitec Bank HoldingsCKHGY +2.65%89 Cyclically Adjusted PS Ratio is 16.24 as of Jul. 30, 2026, which is 45% above its 10-year median of 11.22. GuruFocus rates CKHGY with a GF Scoreâ„¢ of 89/100 and a GF Valueâ„¢ of $130.48 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,300 Banks companies, Capitec Bank Holdings ranks worse than 98.54% on this metric.
The historical rank and industry rank for Capitec Bank Holdings's Cyclically Adjusted PS Ratio or its related term are showing as below:
CKHGY'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 6.18 Med: 11.22 Max: 18.73
Current: 16.03
During the past 13 years, Capitec Bank Holdings's highest Cyclically Adjusted PS Ratio was 18.73. The lowest was 6.18. And the median was 11.22.
CKHGY's Cyclically Adjusted PS Ratio is ranked worse than 98.54% of 1300
companies
in the Banks industry
Industry Median: 3.42
vs CKHGY: 16.03
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Capitec Bank Holdings's adjusted revenue per share data of for the fiscal year that ended in Feb26 was $14.074. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $8.83 for the trailing ten years ended in Feb26.
Shiller PE for Stocks: The True Measure of Stock Valuation
Capitec Bank Holdings (OTCPK:CKHGY) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Capitec Bank Holdings Cyclically Adjusted PS Ratio Related Terms
Capitec Bank Holdings Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Capitec Bank Holdings's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitec Bank Holdings Cyclically Adjusted PS Ratio Chart
CKHGY vs PNC, USB: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Capitec Bank Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitec Bank Holdings Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capitec Bank Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Capitec Bank Holdings's Cyclically Adjusted PS Ratio falls into.
Capitec Bank Holdings Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 16.24 mean?
Capitec Bank Holdings (CKHGY) has a Cyclically Adjusted PS Ratio of 16.24 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Capitec Bank Holdings and its competitors. This is 45% above median its historical median of 11.22. Over the past decade, Capitec Bank Holdings' Cyclically Adjusted PS Ratio has ranged from 6.18 to 18.73. According to the industry distribution chart, Capitec Bank Holdings ranks #1281 out of 1300 companies in the Banks industry, placing it in the top 98.5%.
Is Capitec Bank Holdings' Cyclically Adjusted PS Ratio too high?
Capitec Bank Holdings' current Cyclically Adjusted PS Ratio of 16.24 is 45% above median its 10-year median of 11.22. Over the past 10 years, this metric has ranged from a low of 6.18 to a high of 18.73. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Capitec Bank Holdings' value of 16.24 is 374.9% above this industry median. Based on the distribution chart, Capitec Bank Holdings ranks #1281 out of 1300 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Capitec Bank Holdings has a GF Scoreâ„¢ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Capitec Bank Holdings ranks #1281 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Capitec Bank Holdings in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Capitec Bank Holdings' value of 16.24 is 374.9% above this benchmark. Historically, Capitec Bank Holdings' own Cyclically Adjusted PS Ratio has ranged from 6.18 to 18.73 over the past decade. While the company's 10-year median is 11.22 vs. the industry median of 3.42, Capitec Bank Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitec Bank Holdings's current Cyclically Adjusted PS Ratio of 16.24 is 374.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Capitec Bank Holdings and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitec Bank Holdings's current Cyclically Adjusted PS Ratio is 16.24, which is 45% above median its own 10-year median of 11.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Fairly Valued. The stock's GF Value™ is $130.48, compared to a current price of $143.38 — trading 9.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 16.24, which is 45% above median its 10-year median of 11.22 and 374.9% above the Banks industry median of 3.42. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current Cyclically Adjusted PS Ratio is 16.24 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?
Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued.
The current stock price of $143.38 is trading 9.9% above its estimated GF Value™ of $130.48.
GuruFocus considers Capitec Bank Holdings to be Fairly Valued.
Key valuation signals for CKHGY:
Cyclically Adjusted PS Ratio: 16.24 (45% above median its 10-year median of 11.22)
GF Value™: $130.48 vs. price of $143.38 (9.9% above fair value)
Industry Position: 374.9% above the Banks median (#1281 of 1300)
No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score
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