Capitec Bank HoldingsCKHGY +4.00%89 FCF Yield % is 3.08 as of Jul. 01, 2026, which is 61% below its 10-year median of 7.81. GuruFocus rates CKHGY with a GF Score™ of 89/100 and a GF Value™ of $128.69 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, Capitec Bank Holdings ranks worse than 67.29% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Capitec Bank Holdings FCF Yield % Related Terms
Capitec Bank Holdings FCF Yield % Historical Data
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The historical data trend for Capitec Bank Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capitec Bank Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitec Bank Holdings FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Capitec Bank Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Capitec Bank Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitec Bank Holdings (CKHGY) has a FCF Yield % of 3.08 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capitec Bank Holdings and its competitors. This is 61% below median its historical median of 7.81. Over the past decade, Capitec Bank Holdings' FCF Yield % has ranged from 1.26 to 18.72. According to the industry distribution chart, Capitec Bank Holdings ranks #1014 out of 1507 companies in the Banks industry, placing it in the top 67.3%.
Is Capitec Bank Holdings' FCF Yield % too high?
Capitec Bank Holdings' current FCF Yield % of 3.08 is 61% below median its 10-year median of 7.81. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 18.72. The Banks industry median FCF Yield % is 8.18. Capitec Bank Holdings' value of 3.08 is 62.3% below this industry median. Based on the distribution chart, Capitec Bank Holdings ranks #1014 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Capitec Bank Holdings ranks #1014 out of 1507 companies for FCF Yield %. This places Capitec Bank Holdings in the lower half of its industry. The industry median FCF Yield % is 8.18. Capitec Bank Holdings' value of 3.08 is 62.3% below this benchmark. Historically, Capitec Bank Holdings' own FCF Yield % has ranged from 1.26 to 18.72 over the past decade. While the company's 10-year median is 7.81 vs. the industry median of 8.18, Capitec Bank Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitec Bank Holdings's current FCF Yield % of 3.08 is 62.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Capitec Bank Holdings and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitec Bank Holdings's current FCF Yield % is 3.08, which is 61% below median its own 10-year median of 7.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Modestly Overvalued. The stock's GF Value™ is $128.69, compared to a current price of $146.34 — trading 13.7% above its estimated fair value. The current FCF Yield % is 3.08, which is 61% below median its 10-year median of 7.81 and 62.3% below the Banks industry median of 8.18. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current FCF Yield % is 3.08 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?
Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued.
The current stock price of $146.34 is trading 13.7% above its estimated GF Value™ of $128.69.
GuruFocus considers Capitec Bank Holdings to be Modestly Overvalued.
Key valuation signals for CKHGY:
FCF Yield %: 3.08 (61% below median its 10-year median of 7.81)
GF Value™: $128.69 vs. price of $146.34 (13.7% above fair value)
Industry Position: 62.3% below the Banks median (#1014 of 1507)
No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score
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