CKHGY (Capitec Bank Holdings) Interest Expense: $-549 Mil (TTM As of Feb. 2026)

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CKHGY Capitec Bank Holdings Ltd CKHGY
89 GF Score
Price $145.09
GF Value $129.89
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Capitec Bank Holdings Interest Expense?

Capitec Bank Holdings CKHGY -0.01% 89 Interest Expense is $-549 Mil as of Feb. 2026. GuruFocus rates CKHGY with a GF Score™ of 89/100 and a GF Value™ of $129.89 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Capitec Bank Holdings's interest expense for the six months ended in Feb. 2026 was $ -286 Mil. Its interest expense for the trailing twelve months (TTM) ended in Feb. 2026 was $-549 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Capitec Bank Holdings's Operating Income for the six months ended in Feb. 2026 was $ Mil. Capitec Bank Holdings's Interest Expense for the six months ended in Feb. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Capitec Bank Holdings Interest Expense Historical Data

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The historical data trend for Capitec Bank Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitec Bank Holdings Interest Expense Chart

Capitec Bank Holdings Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -317.93 -390.51 -491.24 -543.48 -577.09

Capitec Bank Holdings Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -253.61 -280.18 -270.03 -263.51 -285.54
CKHGY
89GF Score
Capitec Bank Holdings Ltd CKHGY
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Capitec Bank Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-549 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-549 Mil mean?
Capitec Bank Holdings (CKHGY) has a Interest Expense of $-549 Mil as of Feb. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Capitec Bank Holdings and its competitors.
Is Capitec Bank Holdings' Interest Expense too high?
Capitec Bank Holdings' current Interest Expense is $-549 Mil. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' Interest Expense compare to PNC and USB?
Capitec Bank Holdings' Interest Expense of $-549 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Capitec Bank Holdings and its competitors. Capitec Bank Holdings's current Interest Expense is $-549 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Modestly Overvalued. The stock's GF Value™ is $129.89, compared to a current price of $145.09 — trading 11.7% above its estimated fair value. The current Interest Expense is $-549 Mil. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current Interest Expense is $-549 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued. The current stock price of $145.09 is trading 11.7% above its estimated GF Value™ of $129.89. GuruFocus considers Capitec Bank Holdings to be Modestly Overvalued.

Key valuation signals for CKHGY:

  • Interest Expense: $-549 Mil
  • GF Value™: $129.89 vs. price of $145.09 (11.7% above fair value)
  • GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capitec Bank Holdings Business Description

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$145.09
Price
$129.89
GF Value