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Capitec Bank Holdings's earnings per share without non-recurring items for the
six
months ended in Feb. 2026 was $2.38.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Feb. 2026 was $4.34.
During the past 12 months, Capitec Bank Holdings's average earnings per share (NRI) Growth Rate was 22.60% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 22.50% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 26.10% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 17.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Capitec Bank Holdings's EPS without NRI or its related term are showing as below:
CKHGY'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 1 Med: 24.75 Max: 51.8
Current: 22.5
During the past 13 years, Capitec Bank Holdings's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 51.80% per year. The lowest was 1.00% per year. And the median was 24.75% per year.
CKHGY's 3-Year EPS without NRI Growth Rate is ranked better than 79.75% of 1417
companies
in the Banks industry
Industry Median: 7.3
vs CKHGY: 22.50
Capitec Bank Holdings (OTCPK:CKHGY) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Capitec Bank Holdings EPS without NRI Related Terms
Capitec Bank Holdings EPS without NRI Historical Data
* Premium members only.
The historical data trend for Capitec Bank Holdings's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capitec Bank Holdings's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitec Bank Holdings PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Capitec Bank Holdings's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Capitec Bank Holdings's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was $4.34
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitec Bank Holdings (CKHGY) has a EPS without NRI of $4.34 as of Feb. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Capitec Bank Holdings and its competitors. According to the industry distribution chart, Capitec Bank Holdings ranks #287 out of 1417 companies in the Banks industry, placing it in the top 20.3%.
Is Capitec Bank Holdings' EPS without NRI too high?
Capitec Bank Holdings' current EPS without NRI is $4.34. The Banks industry median EPS without NRI is 7.30. Capitec Bank Holdings' value of $4.34 is 40.5% below this industry median. Based on the distribution chart, Capitec Bank Holdings ranks #287 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capitec Bank Holdings' EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Capitec Bank Holdings ranks #287 out of 1417 companies for EPS without NRI. This places Capitec Bank Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. Capitec Bank Holdings' value of $4.34 is 40.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitec Bank Holdings's current EPS without NRI of $4.34 is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Capitec Bank Holdings and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitec Bank Holdings's current EPS without NRI is $4.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitec Bank Holdings stock overvalued right now?
Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Modestly Overvalued. The stock's GF Value™ is $129.98, compared to a current price of $145.09 — trading 11.6% above its estimated fair value. The current EPS without NRI is $4.34 and 40.5% below the Banks industry median of 7.30. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current EPS without NRI is $4.34 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?
Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued.
The current stock price of $145.09 is trading 11.6% above its estimated GF Value™ of $129.98.
GuruFocus considers Capitec Bank Holdings to be Modestly Overvalued.
Key valuation signals for CKHGY:
EPS without NRI: $4.34
GF Value™: $129.98 vs. price of $145.09 (11.6% above fair value)
Industry Position: 40.5% below the Banks median (#287 of 1417)
No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.
89GF Score
Get the complete analysis for CKHGY
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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