CKHGY (Capitec Bank Holdings) LT-Debt-to-Total-Asset: 0.01 (As of Feb. 2026)

What is Capitec Bank Holdings LT-Debt-to-Total-Asset?

Capitec Bank Holdings CKHGY -0.21% 89 LT-Debt-to-Total-Asset is 0.01 as of Feb. 2026. GuruFocus rates CKHGY with a GF Score™ of 89/100 and a GF Value™ of $129.62 (Fairly Valued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Capitec Bank Holdings's long-term debt to total assests ratio for the quarter that ended in Feb. 2026 was 0.01.

Capitec Bank Holdings's long-term debt to total assets ratio declined from Feb. 2025 (0.02) to Feb. 2026 (0.01). It may suggest that Capitec Bank Holdings is progressively becoming less dependent on debt to grow their business.

Capitec Bank Holdings (OTCPK:CKHGY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Capitec Bank Holdings LT-Debt-to-Total-Asset Related Terms

Capitec Bank Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Capitec Bank Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitec Bank Holdings LT-Debt-to-Total-Asset Chart

Capitec Bank Holdings Annual Data

Trend

Feb17

Feb18

Feb19

Feb20

Feb21

Feb22

Feb23

Feb24

Feb25

Feb26

LT-Debt-to-Total-Asset

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0.03

0.02

0.01

Capitec Bank Holdings Semi-Annual Data
	Aug16	Feb17	Aug17	Feb18	Aug18	Feb19	Aug19	Feb20	Aug20	Feb21	Aug21	Feb22	Aug22	Feb23	Aug23	Feb24	Aug24	Feb25	Aug25	Feb26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.02	0.02	0.01

89GF Score

Capitec Bank Holdings Ltd CKHGY

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Capitec Bank Holdings LT-Debt-to-Total-Asset Calculation

Capitec Bank Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Feb. 2026 is calculated as

LT Debt to Total Assets (A: Feb. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Feb. 2026 )	/	Total Assets (A: Feb. 2026 )
	=	227.539	/	16461.722
	=	0.01

Capitec Bank Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Feb. 2026 is calculated as

LT Debt to Total Assets (Q: Feb. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Feb. 2026 )	/	Total Assets (Q: Feb. 2026 )
	=	227.539	/	16461.722
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Capitec Bank Holdings (CKHGY) has a LT-Debt-to-Total-Asset of 0.01 as of Feb. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capitec Bank Holdings and its competitors.

Is Capitec Bank Holdings' LT-Debt-to-Total-Asset too high?

Capitec Bank Holdings' current LT-Debt-to-Total-Asset is 0.01. Overall, Capitec Bank Holdings has a GF Score™ of 89/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Capitec Bank Holdings' LT-Debt-to-Total-Asset compare to PNC and USB?

Capitec Bank Holdings' LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capitec Bank Holdings and its competitors. Capitec Bank Holdings's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Capitec Bank Holdings stock overvalued right now?

Based on GuruFocus' analysis, Capitec Bank Holdings (CKHGY) is currently considered Fairly Valued. The stock's GF Value™ is $129.62, compared to a current price of $142.36 — trading 9.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Capitec Bank Holdings' overall GF Score™ is 89/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Capitec Bank Holdings (CKHGY), the current LT-Debt-to-Total-Asset is 0.01 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capitec Bank Holdings (CKHGY) Overvalued in 2026?

Based on GuruFocus' analysis, Capitec Bank Holdings stock appears to be overvalued. The current stock price of $142.36 is trading 9.8% above its estimated GF Value™ of $129.62. GuruFocus considers Capitec Bank Holdings to be Fairly Valued.

Key valuation signals for CKHGY:

LT-Debt-to-Total-Asset: 0.01
GF Value™: $129.62 vs. price of $142.36 (9.8% above fair value)
GF Score™: 89/100 with 1 warning sign

No single metric tells the full story. See the CKHGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capitec Bank Holdings Business Description

Industry Financial Services Banks

Comparable Companies JSE:SBK JSE:ABG JSE:NED JSE:INL JSE:RMH SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39

Other Exchanges CPIP.PFD:South Africa CPI:South Africa

Address 5 Neutron Road, Techno Park, Stellenbosch, WC, ZAF, 7600

Website https://www.capitecbank.co.za

Capitec Bank Holdings Ltd is a bank holding company along with its subsidiary, which conducts personal and business banking, online consumer lending, rental financing, holds an insurance cell captive, and has an insurance licence for life products. Its segments are Personal Banking, Business Banking, and the Insurance business.

89GF Score

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$142.36

Price

$129.62

GF Value

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