EBSH (Empire Bancshares) Total Noninterest Expense: $5.60 Mil (As of Dec. 2025)

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EBSH Empire Bancshares Inc EBSH
58 GF Score
Price $41.10
GF Value $23.58
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empire Bancshares Total Noninterest Expense?

Empire Bancshares EBSH 58 Total Noninterest Expense is $5.60 Mil as of Dec. 2025. GuruFocus rates EBSH with a GF Score™ of 58/100 and a GF Value™ of $23.58 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Empire Bancshares's Total Noninterest Expense for the six months ended in Dec. 2025 was $5.60 Mil. Empire Bancshares's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $5.60 Mil.


Empire Bancshares Total Noninterest Expense Related Terms


Empire Bancshares Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Empire Bancshares's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empire Bancshares Total Noninterest Expense Chart

Empire Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 4.28 4.57 4.79 5.18 5.60

Empire Bancshares Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial 4.28 4.57 4.79 5.18 5.60
EBSH
58GF Score
Empire Bancshares Inc EBSH
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Empire Bancshares Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $5.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $5.60 Mil mean?
Empire Bancshares (EBSH) has a Total Noninterest Expense of $5.60 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Empire Bancshares and its competitors.
Is Empire Bancshares' Total Noninterest Expense too high?
Empire Bancshares' current Total Noninterest Expense is $5.60 Mil. Overall, Empire Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Total Noninterest Expense compare to GWBK and MNBO?
Empire Bancshares' Total Noninterest Expense of $5.60 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Empire Bancshares and its competitors. Empire Bancshares's current Total Noninterest Expense is $5.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.58, compared to a current price of $41.10 — trading 74.3% above its estimated fair value. The current Total Noninterest Expense is $5.60 Mil. Empire Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Total Noninterest Expense is $5.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empire Bancshares (EBSH) Overvalued in 2026?

Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued. The current stock price of $41.10 is trading 74.3% above its estimated GF Value™ of $23.58. GuruFocus considers Empire Bancshares to be Significantly Overvalued.

Key valuation signals for EBSH:

  • Total Noninterest Expense: $5.60 Mil
  • GF Value™: $23.58 vs. price of $41.10 (74.3% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empire Bancshares Business Description

Address 144 E. High Street, PO Box 283, Hicksville, OH, USA, 43526
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
58GF Score

Get the complete analysis for EBSH

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.10
Price
$23.58
GF Value