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Empire Bancshares's Total Liabilities for the quarter that ended in Dec. 2025 was $199.02 Mil.
Empire Bancshares's quarterly Total Liabilities
increased
from Dec. 2023 ($171.30 Mil) to Dec. 2024 ($195.73 Mil) and
increased
from Dec. 2024 ($195.73 Mil) to Dec. 2025 ($199.02 Mil).
Empire Bancshares's annual Total Liabilities
increased
from Dec. 2023 ($171.30 Mil) to Dec. 2024 ($195.73 Mil) and
increased
from Dec. 2024 ($195.73 Mil) to Dec. 2025 ($199.02 Mil).
Empire Bancshares Total Liabilities Historical Data
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The historical data trend for Empire Bancshares's Total Liabilities can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
Empire Bancshares's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $199.02 Mil mean?
Empire Bancshares (EBSH) has a Total Liabilities of $199.02 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Empire Bancshares and its competitors.
Is Empire Bancshares' Total Liabilities too high?
Empire Bancshares' current Total Liabilities is $199.02 Mil. Overall, Empire Bancshares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Total Liabilities compare to GWBK and MNBO?
Empire Bancshares' Total Liabilities of $199.02 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Empire Bancshares and its competitors. Empire Bancshares's current Total Liabilities is $199.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.52, compared to a current price of $41.63 — trading 77% above its estimated fair value. The current Total Liabilities is $199.02 Mil. Empire Bancshares' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Total Liabilities is $199.02 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empire Bancshares (EBSH) Overvalued in 2026?
Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued.
The current stock price of $41.63 is trading 77% above its estimated GF Value™ of $23.52.
GuruFocus considers Empire Bancshares to be Significantly Overvalued.
Key valuation signals for EBSH:
Total Liabilities: $199.02 Mil
GF Value™: $23.52 vs. price of $41.63 (77% above fair value)
No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
52GF Score
Get the complete analysis for EBSH
Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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