EBSH (Empire Bancshares) Total Debt per Share: $3.03 (As of Dec. 2025)

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EBSH Empire Bancshares Inc EBSH
58 GF Score
Price $41.10
GF Value $23.61
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empire Bancshares Total Debt per Share?

Empire Bancshares EBSH 58 Total Debt per Share is $3.03 as of Dec. 2025. GuruFocus rates EBSH with a GF Score™ of 58/100 and a GF Value™ of $23.61 (Significantly Overvalued). The stock has 6 warning signs investors should review.

$3.03 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Empire Bancshares's Total Debt Per Share for the quarter that ended in Dec. 2025 was $3.03.

Empire Bancshares Total Debt per Share Historical Data

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The historical data trend for Empire Bancshares's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Empire Bancshares Total Debt per Share Chart

Empire Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial 0.76 10.51 6.37 3.03 3.03

Empire Bancshares Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial 0.76 10.51 6.37 3.03 3.03
EBSH
58GF Score
Empire Bancshares Inc EBSH
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Empire Bancshares Total Debt per Share Calculation

Empire Bancshares's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2.00+0.00)/0.66
=3.03

Empire Bancshares's Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(2.00+0.00)/0.66
=3.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $3.03 mean?
Empire Bancshares (EBSH) has a Total Debt per Share of $3.03 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Empire Bancshares and its competitors.
Is Empire Bancshares' Total Debt per Share too high?
Empire Bancshares' current Total Debt per Share is $3.03. Overall, Empire Bancshares has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Total Debt per Share compare to GWBK and MNBO?
Empire Bancshares' Total Debt per Share of $3.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Empire Bancshares and its competitors. Empire Bancshares's current Total Debt per Share is $3.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.61, compared to a current price of $41.10 — trading 74.1% above its estimated fair value. The current Total Debt per Share is $3.03. Empire Bancshares' overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Total Debt per Share is $3.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empire Bancshares (EBSH) Overvalued in 2026?

Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued. The current stock price of $41.10 is trading 74.1% above its estimated GF Value™ of $23.61. GuruFocus considers Empire Bancshares to be Significantly Overvalued.

Key valuation signals for EBSH:

  • Total Debt per Share: $3.03
  • GF Value™: $23.61 vs. price of $41.10 (74.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Empire Bancshares Business Description

Address 144 E. High Street, PO Box 283, Hicksville, OH, USA, 43526
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
58GF Score

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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.10
Price
$23.61
GF Value