EBSH (Empire Bancshares) Tariff Resilience Score: 8/10 (As of Aug. 02, 2026)

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EBSH Empire Bancshares Inc EBSH
52 GF Score
Price $41.63
GF Value $23.52
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Empire Bancshares Tariff Resilience Score?

Empire Bancshares EBSH 52 Tariff Resilience Score is 8 as of Aug. 02, 2026. GuruFocus rates EBSH with a GF Score™ of 52/100 and a GF Value™ of $23.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,606 Banks companies, Empire Bancshares ranks better than 78.77% on this metric.

Empire Bancshares has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Empire Bancshares has As a regional bank, Empire Bancshares has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, with limited global supply chain dependencies or import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Empire Bancshares might have Highly Resilient.

Empire Bancshares  (OTCPK:EBSH) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Empire Bancshares Tariff Resilience Score Related Terms

EBSH vs GWBK, MNBO, GTPS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Empire Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Empire Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Empire Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Empire Bancshares's Tariff Resilience Score falls into.


EBSH
52GF Score
Empire Bancshares Inc EBSH
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Empire Bancshares (EBSH) has a Tariff Resilience Score of 8 as of Aug. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Empire Bancshares ranks #341 out of 1606 companies in the Banks industry, placing it in the top 21.2%.
Is Empire Bancshares' Tariff Resilience Score too high?
Empire Bancshares' current Tariff Resilience Score is 8. Based on the distribution chart, Empire Bancshares ranks #341 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Empire Bancshares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Tariff Resilience Score compare to GWBK and MNBO?
According to the Banks industry distribution chart, Empire Bancshares ranks #341 out of 1606 companies for Tariff Resilience Score. This places Empire Bancshares in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Empire Bancshares's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.52, compared to a current price of $41.63 — trading 77% above its estimated fair value. The current Tariff Resilience Score is 8. Empire Bancshares' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Tariff Resilience Score is 8 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empire Bancshares (EBSH) Overvalued in 2026?

Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued. The current stock price of $41.63 is trading 77% above its estimated GF Value™ of $23.52. GuruFocus considers Empire Bancshares to be Significantly Overvalued.

Key valuation signals for EBSH:

  • Tariff Resilience Score: 8
  • GF Value™: $23.52 vs. price of $41.63 (77% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Empire Bancshares Business Description

Address 144 E. High Street, PO Box 283, Hicksville, OH, USA, 43526
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
52GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.63
Price
$23.52
GF Value