EBSH (Empire Bancshares) Profitability Rank: 5 (As of Dec. 2025) — 25% Above Median

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EBSH Empire Bancshares Inc EBSH
52 GF Score
Price $41.10
GF Value $23.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Empire Bancshares Profitability Rank?

Empire Bancshares EBSH 52 Profitability Rank is 5 as of Dec. 2025, which is 25% above its 10-year median of 4.00. GuruFocus rates EBSH with a GF Score™ of 52/100 and a GF Value™ of $23.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Empire Bancshares has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Empire Bancshares's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Empire Bancshares's Piotroski F-Score is 8.


Empire Bancshares Profitability Rank Related Terms


EBSH vs GWBK, MNBO, GTPS: Profitability Rank Comparison

For the Banks - Regional subindustry, Empire Bancshares's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Empire Bancshares Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Empire Bancshares's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Empire Bancshares's Profitability Rank falls into.


EBSH
52GF Score
Empire Bancshares Inc EBSH
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Empire Bancshares Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Empire Bancshares has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Empire Bancshares's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 7.305
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Empire Bancshares has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Empire Bancshares (EBSH) has a Profitability Rank of 5 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Empire Bancshares and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, Empire Bancshares' Profitability Rank has ranged from 1.00 to 5.00.
Is Empire Bancshares' Profitability Rank too high?
Empire Bancshares' current Profitability Rank of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, Empire Bancshares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Profitability Rank compare to GWBK and MNBO?
Empire Bancshares' Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Empire Bancshares' own Profitability Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Empire Bancshares and its competitors. Empire Bancshares's current Profitability Rank is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.64, compared to a current price of $41.10 — trading 73.9% above its estimated fair value. The current Profitability Rank is 5, which is 25% above median its 10-year median of 4.00. Empire Bancshares' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Profitability Rank is 5 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Empire Bancshares (EBSH) Overvalued in 2026?

Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued. The current stock price of $41.10 is trading 73.9% above its estimated GF Value™ of $23.64. GuruFocus considers Empire Bancshares to be Significantly Overvalued.

Key valuation signals for EBSH:

  • Profitability Rank: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: $23.64 vs. price of $41.10 (73.9% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Empire Bancshares Business Description

Address 144 E. High Street, PO Box 283, Hicksville, OH, USA, 43526
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
52GF Score

Get the complete analysis for EBSH

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.10
Price
$23.64
GF Value