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Empire BancsharesEBSH 52 Shareholder Yield % is 1.12% as of Dec. 2025, which is 86% below its 10-year median of 7.77. GuruFocus rates EBSH with a GF Score™ of 52/100 and a GF Value™ of $23.52 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Empire Bancshares ranks worse than 51.6% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Empire Bancshares's Shareholder Yield % was 1.12%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Empire Bancshares Shareholder Yield % Related Terms
Empire Bancshares Shareholder Yield % Historical Data
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The historical data trend for Empire Bancshares's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EBSH vs GWBK, MNBO, GTPS: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Empire Bancshares's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Empire Bancshares Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Empire Bancshares's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Empire Bancshares's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Empire Bancshares (EBSH) has a Shareholder Yield % of 1.12% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Empire Bancshares and its competitors. This is 86% below median its historical median of 7.77. According to the industry distribution chart, Empire Bancshares ranks #774 out of 1500 companies in the Banks industry, placing it in the top 51.6%.
Is Empire Bancshares' Shareholder Yield % too high?
Empire Bancshares' current Shareholder Yield % of 1.12% is 86% below median its 10-year median of 7.77. The Banks industry median Shareholder Yield % is 1.50. Empire Bancshares' value of 1.12% is 25.1% below this industry median. Based on the distribution chart, Empire Bancshares ranks #774 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Empire Bancshares has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Empire Bancshares' Shareholder Yield % compare to GWBK and MNBO?
According to the Banks industry distribution chart, Empire Bancshares ranks #774 out of 1500 companies for Shareholder Yield %. This places Empire Bancshares in the lower half of its industry. The industry median Shareholder Yield % is 1.50. Empire Bancshares' value of 1.12% is 25.1% below this benchmark. While the company's 10-year median is 7.77 vs. the industry median of 1.50, Empire Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.50, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Empire Bancshares's current Shareholder Yield % of 1.12% is 25.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Empire Bancshares and its competitors. For the Banks industry, the median Shareholder Yield % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Empire Bancshares's current Shareholder Yield % is 1.12%, which is 86% below median its own 10-year median of 7.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Empire Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Empire Bancshares (EBSH) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.52, compared to a current price of $41.63 — trading 77% above its estimated fair value. The current Shareholder Yield % is 1.12%, which is 86% below median its 10-year median of 7.77 and 25.1% below the Banks industry median of 1.50. Empire Bancshares' overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Empire Bancshares (EBSH), the current Shareholder Yield % is 1.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Empire Bancshares (EBSH) Overvalued in 2026?
Based on GuruFocus' analysis, Empire Bancshares stock appears to be overvalued.
The current stock price of $41.63 is trading 77% above its estimated GF Value™ of $23.52.
GuruFocus considers Empire Bancshares to be Significantly Overvalued.
Key valuation signals for EBSH:
Shareholder Yield %: 1.12% (86% below median its 10-year median of 7.77)
GF Value™: $23.52 vs. price of $41.63 (77% above fair value)
Industry Position: 25.1% below the Banks median (#774 of 1500)
No single metric tells the full story. See the EBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Empire Bancshares Inc, through its subsidiary, is engaged in providing banking products and services. The Bank's principal services include accepting deposits and making loans. Loan and deposit customers are mainly located in northwestern Ohio and northeastern Indiana, and include a wide range of individuals, businesses, and other organizations. A portion of loans is secured by various forms of collateral, including real estate, business assets, consumer property, and other items, although borrower cash flow is generally the primary source of repayment.
52GF Score
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