The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Unicaja Banco's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Unicaja Banco's Dividend Payout Ratio or its related term are showing as below:
UNJCF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.27 Max: 2.38
Current: 0.57
During the past 13 years, the highest Dividend Payout Ratio of Unicaja Banco was 2.38. The lowest was 0.13. And the median was 0.27.
UNJCF's Dividend Payout Ratio is ranked worse than 83.73% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs UNJCF: 0.57
During the past 12 months, Unicaja Banco's average Dividends Per Share Growth Rate was 27.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 77.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Unicaja Banco was 130.30% per year. The lowest was -24.60% per year. And the median was 32.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Unicaja Banco (OTCPK:UNJCF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Unicaja Banco Dividend Payout Ratio Related Terms
Unicaja Banco Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Unicaja Banco's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNJCF vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Unicaja Banco's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unicaja Banco Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Unicaja Banco's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Unicaja Banco's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Unicaja Banco's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unicaja Banco (UNJCF) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Unicaja Banco and its competitors. Over the past decade, Unicaja Banco's Dividend Payout Ratio has ranged from 0.13 to 2.38. According to the industry distribution chart, Unicaja Banco ranks #978 out of 1168 companies in the Banks industry, placing it in the top 83.7%.
Is Unicaja Banco's Dividend Payout Ratio too high?
Unicaja Banco's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 2.38. Based on the distribution chart, Unicaja Banco ranks #978 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Unicaja Banco ranks #978 out of 1168 companies for Dividend Payout Ratio. This places Unicaja Banco in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Unicaja Banco's own Dividend Payout Ratio has ranged from 0.13 to 2.38 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Unicaja Banco and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unicaja Banco's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current Dividend Payout Ratio of 0.00. The stock's GF Value™ is $1.41, compared to a current price of $3.05 — trading 116.3% above its estimated fair value. The current Dividend Payout Ratio is 0.00. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unicaja Banco (UNJCF) Overvalued in 2026?
Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued.
The current stock price of $3.05 is trading 116.3% above its estimated GF Value™ of $1.41.
Key valuation signals for UNJCF:
Dividend Payout Ratio: 0.00
GF Value™: $1.41 vs. price of $3.05 (116.3% above fair value)
No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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