UNJCF (Unicaja Banco) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


UNJCF Unicaja Banco SA UNJCF
56 GF Score
Price $3.05
GF Value $1.35
! 6 Warning Signs
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What is Unicaja Banco ROC (Joel Greenblatt) %?

Unicaja Banco UNJCF 56 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates UNJCF with a GF Score™ of 56/100 and a GF Value™ of $1.35. The stock has 6 warning signs investors should review. Among 46 Banks companies, Unicaja Banco ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UNJCF
56GF Score
Unicaja Banco SA UNJCF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Unicaja Banco (UNJCF) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Unicaja Banco and its competitors. According to the industry distribution chart, Unicaja Banco ranks #999999 out of 46 companies in the Banks industry.
Is Unicaja Banco's ROC (Joel Greenblatt) % too high?
Unicaja Banco's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Unicaja Banco ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Unicaja Banco ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Unicaja Banco in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Unicaja Banco and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unicaja Banco's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is $1.35, compared to a current price of $3.05 — trading 125.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicaja Banco (UNJCF) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of $3.05 is trading 125.9% above its estimated GF Value™ of $1.35.

Key valuation signals for UNJCF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $1.35 vs. price of $3.05 (125.9% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$1.35
GF Value