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Unicaja Banco's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Unicaja Banco's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Unicaja Banco's highest Yield on Cost was 9.05. The lowest was 0.77. And the median was 4.15.
UNJCF's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.89 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Unicaja Banco 5-Year Yield-on-Cost % Related Terms
UNJCF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Unicaja Banco's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unicaja Banco 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Unicaja Banco's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Unicaja Banco's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Unicaja Banco is calculated as
Unicaja Banco (UNJCF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Unicaja Banco and its competitors. Over the past decade, Unicaja Banco's 5-Year Yield-on-Cost % has ranged from 0.77 to 9.05. According to the industry distribution chart, Unicaja Banco ranks #420 out of 1257 companies in the Banks industry, placing it in the top 33.4%.
Is Unicaja Banco's 5-Year Yield-on-Cost % too high?
Unicaja Banco's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 9.05. Based on the distribution chart, Unicaja Banco ranks #420 out of 1257 companies in the Banks industry, which is above the industry midpoint. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Unicaja Banco ranks #420 out of 1257 companies for 5-Year Yield-on-Cost %. This puts Unicaja Banco in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Historically, Unicaja Banco's own 5-Year Yield-on-Cost % has ranged from 0.77 to 9.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,257 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Unicaja Banco and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unicaja Banco's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $1.33, compared to a current price of $3.05 — trading 129.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unicaja Banco (UNJCF) Overvalued in 2026?
Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued.
The current stock price of $3.05 is trading 129.3% above its estimated GF Value™ of $1.33.
Key valuation signals for UNJCF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $1.33 vs. price of $3.05 (129.3% above fair value)
No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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