UNJCF (Unicaja Banco) 3-1 Month Momentum %: N/A% (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNJCF Unicaja Banco SA UNJCF
56 GF Score
Price $3.05
GF Value $1.37
! 6 Warning Signs
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What is Unicaja Banco 3-1 Month Momentum %?

Unicaja Banco UNJCF 56 3-1 Month Momentum % is N/A% as of Aug. 05, 2026. GuruFocus rates UNJCF with a GF Score™ of 56/100 and a GF Value™ of $1.37. The stock has 6 warning signs investors should review. Among 1,577 Banks companies, Unicaja Banco ranks better than 93.72% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-05), Unicaja Banco's 3-1 Month Momentum % is N/A%.

The industry rank for Unicaja Banco's 3-1 Month Momentum % or its related term are showing as below:

UNJCF's 3-1 Month Momentum % is not ranked *
in the Banks industry.
Industry Median: 4.17
* Ranked among companies with meaningful 3-1 Month Momentum % only.

Unicaja Banco  (OTCPK:UNJCF) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Unicaja Banco 3-1 Month Momentum % Related Terms


UNJCF vs PNC, USB: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Unicaja Banco's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unicaja Banco 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Unicaja Banco's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Unicaja Banco's 3-1 Month Momentum % falls into.


UNJCF
56GF Score
Unicaja Banco SA UNJCF
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Unicaja Banco  (OTCPK:UNJCF) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of N/A% mean?
Unicaja Banco (UNJCF) has a 3-1 Month Momentum % of N/A% as of Aug. 05, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Unicaja Banco and its competitors. According to the industry distribution chart, Unicaja Banco ranks #99 out of 1577 companies in the Banks industry, placing it in the top 6.3%.
Is Unicaja Banco's 3-1 Month Momentum % too high?
Unicaja Banco's current 3-1 Month Momentum % is N/A%. Based on the distribution chart, Unicaja Banco ranks #99 out of 1577 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's 3-1 Month Momentum % compare to PNC and USB?
According to the Banks industry distribution chart, Unicaja Banco ranks #99 out of 1577 companies for 3-1 Month Momentum %. This places Unicaja Banco in the top 6% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.17, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Unicaja Banco and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unicaja Banco's current 3-1 Month Momentum % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current 3-1 Month Momentum % of N/A%. The stock's GF Value™ is $1.37, compared to a current price of $3.05 — trading 122.6% above its estimated fair value. The current 3-1 Month Momentum % is N/A%. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current 3-1 Month Momentum % is N/A% as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicaja Banco (UNJCF) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of $3.05 is trading 122.6% above its estimated GF Value™ of $1.37.

Key valuation signals for UNJCF:

  • 3-1 Month Momentum %: N/A%
  • GF Value™: $1.37 vs. price of $3.05 (122.6% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score

Get the complete analysis for UNJCF

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$1.37
GF Value