UNJCF (Unicaja Banco) Cyclically Adjusted Revenue per Share: $0.96 (As of Mar. 2026)


UNJCF Unicaja Banco SA UNJCF
56 GF Score
Price $3.05
GF Value $1.35
! 6 Warning Signs
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What is Unicaja Banco Cyclically Adjusted Revenue per Share?

Unicaja Banco UNJCF 56 Cyclically Adjusted Revenue per Share is $0.96 as of Mar. 2026. GuruFocus rates UNJCF with a GF Score™ of 56/100 and a GF Value™ of $1.35. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Unicaja Banco's adjusted revenue per share for the three months ended in Mar. 2026 was $0.236. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $0.96 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Unicaja Banco's average Cyclically Adjusted Revenue Growth Rate was 3.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-11), Unicaja Banco's current stock price is $3.05. Unicaja Banco's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $0.96. Unicaja Banco's Cyclically Adjusted PS Ratio of today is 3.18.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Unicaja Banco was 4.10. The lowest was 1.44. And the median was 2.62.


Unicaja Banco  (OTCPK:UNJCF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Unicaja Banco's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=3.05/0.96
=3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Unicaja Banco was 4.10. The lowest was 1.44. And the median was 2.62.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Unicaja Banco Cyclically Adjusted Revenue per Share Related Terms


Unicaja Banco Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Unicaja Banco's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unicaja Banco Cyclically Adjusted Revenue per Share Chart

Unicaja Banco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.75 0.86

Unicaja Banco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.86 0.74 0.86 0.96

UNJCF vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Unicaja Banco's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unicaja Banco Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Unicaja Banco's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Unicaja Banco's Cyclically Adjusted PS Ratio falls into.


UNJCF
56GF Score
Unicaja Banco SA UNJCF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unicaja Banco Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Unicaja Banco's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.236/129.8600*129.8600
=0.236

Current CPI (Mar. 2026) = 129.8600.

Unicaja Banco Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.000 100.333 0.000
201609 0.308 99.737 0.401
201612 0.203 101.842 0.259
201703 0.161 100.896 0.207
201706 0.126 101.848 0.161
201709 0.111 101.524 0.142
201712 0.149 102.975 0.188
201803 0.185 102.122 0.235
201806 0.203 104.165 0.253
201809 0.168 103.818 0.210
201812 0.234 104.193 0.292
201903 0.190 103.488 0.238
201906 0.180 104.612 0.223
201909 0.194 103.905 0.242
201912 0.182 105.015 0.225
202003 0.178 103.469 0.223
202006 0.215 104.254 0.268
202009 0.167 103.521 0.209
202012 0.197 104.456 0.245
202103 0.308 104.857 0.381
202106 0.060 107.102 0.073
202109 0.164 107.669 0.198
202112 0.130 111.298 0.152
202203 0.170 115.153 0.192
202206 0.180 118.044 0.198
202209 0.154 117.221 0.171
202212 0.130 117.650 0.143
202303 0.185 118.948 0.202
202306 0.197 120.278 0.213
202309 0.197 121.343 0.211
202312 0.169 121.300 0.181
202403 0.221 122.762 0.234
202406 0.210 124.409 0.219
202409 0.222 123.121 0.234
202412 0.207 124.753 0.215
202503 0.220 125.531 0.228
202506 0.235 127.251 0.240
202509 0.227 126.840 0.232
202512 0.232 128.400 0.235
202603 0.236 129.860 0.236

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $0.96 mean?
Unicaja Banco (UNJCF) has a Cyclically Adjusted Revenue per Share of $0.96 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Unicaja Banco and its competitors.
Is Unicaja Banco's Cyclically Adjusted Revenue per Share too high?
Unicaja Banco's current Cyclically Adjusted Revenue per Share is $0.96. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Unicaja Banco's Cyclically Adjusted Revenue per Share of $0.96 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Unicaja Banco and its competitors. Unicaja Banco's current Cyclically Adjusted Revenue per Share is $0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current Cyclically Adjusted Revenue per Share of $0.96. The stock's GF Value™ is $1.35, compared to a current price of $3.05 — trading 125.9% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $0.96. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current Cyclically Adjusted Revenue per Share is $0.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicaja Banco (UNJCF) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of $3.05 is trading 125.9% above its estimated GF Value™ of $1.35.

Key valuation signals for UNJCF:

  • Cyclically Adjusted Revenue per Share: $0.96
  • GF Value™: $1.35 vs. price of $3.05 (125.9% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score

Get the complete analysis for UNJCF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$1.35
GF Value