UNJCF (Unicaja Banco) SpecialCharges: $-8 Mil (TTM As of Mar. 2026)


UNJCF Unicaja Banco SA UNJCF
56 GF Score
Price $3.05
GF Value $1.35
! 6 Warning Signs
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What is Unicaja Banco SpecialCharges?

Unicaja Banco UNJCF 56 SpecialCharges is $-8 Mil as of Mar. 2026. GuruFocus rates UNJCF with a GF Score™ of 56/100 and a GF Value™ of $1.35. The stock has 6 warning signs investors should review.

Unicaja Banco's special charges for the three months ended in Mar. 2026 was $-3 Mil. Its special charges for the trailing twelve months (TTM) ended in Mar. 2026 was $-8 Mil.

Unicaja Banco SpecialCharges Historical Data

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The historical data trend for Unicaja Banco's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unicaja Banco SpecialCharges Chart

Unicaja Banco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,445.83 60.22 301.04 5.39 -4.47

Unicaja Banco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 0.31 -8.30 2.90 -2.66
UNJCF
56GF Score
Unicaja Banco SA UNJCF
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
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Unicaja Banco SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

SpecialCharges for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $-8 Mil mean?
Unicaja Banco (UNJCF) has a SpecialCharges of $-8 Mil as of Mar. 2026. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Unicaja Banco and its competitors.
Is Unicaja Banco's SpecialCharges too high?
Unicaja Banco's current SpecialCharges is $-8 Mil. Overall, Unicaja Banco has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's SpecialCharges compare to PNC and USB?
Unicaja Banco's SpecialCharges of $-8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Unicaja Banco and its competitors. Unicaja Banco's current SpecialCharges is $-8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Unicaja Banco (UNJCF) has a current SpecialCharges of $-8 Mil. The stock's GF Value™ is $1.35, compared to a current price of $3.05 — trading 125.9% above its estimated fair value. The current SpecialCharges is $-8 Mil. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Unicaja Banco (UNJCF), the current SpecialCharges is $-8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicaja Banco (UNJCF) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of $3.05 is trading 125.9% above its estimated GF Value™ of $1.35.

Key valuation signals for UNJCF:

  • SpecialCharges: $-8 Mil
  • GF Value™: $1.35 vs. price of $3.05 (125.9% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the UNJCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score

Get the complete analysis for UNJCF

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.05
Price
$1.35
GF Value