NMB Microfinance Bittiyanstha (XNEP:NMBMF) Dividend Payout Ratio: 0.00 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NMBMF NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
53 GF Score
Price NPR595.00
GF Value NPR2,182.86
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is NMB Microfinance Bittiyanstha Dividend Payout Ratio?

NMB Microfinance Bittiyanstha XNEP:NMBMF -0.67% 53 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:NMBMF with a GF Score™ of 53/100 and a GF Value™ of NPR2,182.86 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 194 Credit Services companies, NMB Microfinance Bittiyanstha ranks worse than 515463.4% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. NMB Microfinance Bittiyanstha's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

The historical rank and industry rank for NMB Microfinance Bittiyanstha's Dividend Payout Ratio or its related term are showing as below:


During the past 11 years, the highest Dividend Payout Ratio of NMB Microfinance Bittiyanstha was 0.05. The lowest was 0.02. And the median was 0.02.

XNEP:NMBMF's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-14), the Dividend Yield % of NMB Microfinance Bittiyanstha is 0.00%.

During the past 11 years, the highest Trailing Annual Dividend Yield of NMB Microfinance Bittiyanstha was 0.17%. The lowest was 0.00%. And the median was 0.11%.

NMB Microfinance Bittiyanstha's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of NMB Microfinance Bittiyanstha was 34.10% per year. The lowest was 34.10% per year. And the median was 34.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


NMB Microfinance Bittiyanstha (XNEP:NMBMF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


NMB Microfinance Bittiyanstha Dividend Payout Ratio Related Terms


NMB Microfinance Bittiyanstha Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for NMB Microfinance Bittiyanstha's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Microfinance Bittiyanstha Dividend Payout Ratio Chart

NMB Microfinance Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.05 0.00 0.00 0.00

NMB Microfinance Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:NMBMF vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, NMB Microfinance Bittiyanstha's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMB Microfinance Bittiyanstha Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NMB Microfinance Bittiyanstha's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where NMB Microfinance Bittiyanstha's Dividend Payout Ratio falls into.


XNEP:NMBMF
53GF Score
NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NMB Microfinance Bittiyanstha Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

NMB Microfinance Bittiyanstha's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=0/ 205.055
=0.00

NMB Microfinance Bittiyanstha's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 28.9
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NMB Microfinance Bittiyanstha and its competitors. Over the past decade, NMB Microfinance Bittiyanstha's Dividend Payout Ratio has ranged from 0.02 to 0.05. According to the industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 194 companies in the Credit Services industry.
Is NMB Microfinance Bittiyanstha's Dividend Payout Ratio too high?
NMB Microfinance Bittiyanstha's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.05. Based on the distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 194 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 194 companies for Dividend Payout Ratio. This places NMB Microfinance Bittiyanstha in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, NMB Microfinance Bittiyanstha's own Dividend Payout Ratio has ranged from 0.02 to 0.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NMB Microfinance Bittiyanstha and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Microfinance Bittiyanstha's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,182.86, compared to a current price of NPR595.00 — trading 72.7% below its estimated fair value. The current Dividend Payout Ratio is 0.00. NMB Microfinance Bittiyanstha's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued. The current stock price of NPR595.00 is trading 72.7% below its estimated GF Value™ of NPR2,182.86. GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:NMBMF:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR2,182.86 vs. price of NPR595.00 (72.7% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NMB Microfinance Bittiyanstha Business Description

Address Street 3, New Road, Zenex Plaza, Kaski, Pokhara, NPL
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
53GF Score

Get the complete analysis for XNEP:NMBMF

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR595.00
Price
NPR2,182.86
GF Value