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The historical rank and industry rank for NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 11 years, NMB Microfinance Bittiyanstha's highest Yield on Cost was 0.17. The lowest was 0.00. And the median was 0.11.
XNEP:NMBMF's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.53 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
NMB Microfinance Bittiyanstha 5-Year Yield-on-Cost % Related Terms
XNEP:NMBMF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Microfinance Bittiyanstha 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMB Microfinance Bittiyanstha and its competitors. According to the industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 212 companies in the Credit Services industry.
Is NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost % too high?
NMB Microfinance Bittiyanstha's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 212 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 212 companies for 5-Year Yield-on-Cost %. This places NMB Microfinance Bittiyanstha in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.53, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMB Microfinance Bittiyanstha and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Microfinance Bittiyanstha's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,172.62, compared to a current price of NPR590.00 — trading 72.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. NMB Microfinance Bittiyanstha's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued.
The current stock price of NPR590.00 is trading 72.8% below its estimated GF Value™ of NPR2,172.62.
GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.
Key valuation signals for XNEP:NMBMF:
5-Year Yield-on-Cost %: 0.00
GF Value™: NPR2,172.62 vs. price of NPR590.00 (72.8% below fair value)
No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
52GF Score
Get the complete analysis for XNEP:NMBMF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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