NMB Microfinance Bittiyanstha (XNEP:NMBMF) FCF Yield %: -2.95 (As of Jul. 07, 2026)


XNEP:NMBMF NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
53 GF Score
Price NPR610.00
GF Value NPR2,184.88
Valuation Possible Value Trap
! 2 Warning Signs
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What is NMB Microfinance Bittiyanstha FCF Yield %?

NMB Microfinance Bittiyanstha XNEP:NMBMF -1.13% 53 FCF Yield % is -2.95 as of Jul. 07, 2026. GuruFocus rates XNEP:NMBMF with a GF Score™ of 53/100 and a GF Value™ of NPR2,184.88 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 538 Credit Services companies, NMB Microfinance Bittiyanstha ranks worse than 59.11% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, NMB Microfinance Bittiyanstha's Trailing 12-Month Free Cash Flow is NPR-130.1 Mil, and Market Cap is NPR4,400.8 Mil. Therefore, NMB Microfinance Bittiyanstha's FCF Yield % for today is -2.95%.

The historical rank and industry rank for NMB Microfinance Bittiyanstha's FCF Yield % or its related term are showing as below:

XNEP:NMBMF' s FCF Yield % Range Over the Past 10 Years
Min: -2.95   Med: 0   Max: 0
Current: -2.95


XNEP:NMBMF's FCF Yield % is ranked worse than
59.11% of 538 companies
in the Credit Services industry
Industry Median: -0.19 vs XNEP:NMBMF: -2.95

NMB Microfinance Bittiyanstha's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


NMB Microfinance Bittiyanstha FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


NMB Microfinance Bittiyanstha FCF Yield % Related Terms


NMB Microfinance Bittiyanstha FCF Yield % Historical Data

* Premium members only.

The historical data trend for NMB Microfinance Bittiyanstha's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Microfinance Bittiyanstha FCF Yield % Chart

NMB Microfinance Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -23.42 -2.12 2.52 0.64 -2.33

NMB Microfinance Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:NMBMF vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, NMB Microfinance Bittiyanstha's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMB Microfinance Bittiyanstha FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NMB Microfinance Bittiyanstha's FCF Yield % distribution charts can be found below:

* The bar in red indicates where NMB Microfinance Bittiyanstha's FCF Yield % falls into.


XNEP:NMBMF
53GF Score
NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NMB Microfinance Bittiyanstha FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

NMB Microfinance Bittiyanstha's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-130.142 / 5578.65834
=-2.33%

NMB Microfinance Bittiyanstha's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 1147.7048
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -2.95 mean?
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a FCF Yield % of -2.95 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NMB Microfinance Bittiyanstha and its competitors. According to the industry distribution chart, NMB Microfinance Bittiyanstha ranks #318 out of 538 companies in the Credit Services industry, placing it in the top 59.1%.
Is NMB Microfinance Bittiyanstha's FCF Yield % too high?
NMB Microfinance Bittiyanstha's current FCF Yield % is -2.95. Based on the distribution chart, NMB Microfinance Bittiyanstha ranks #318 out of 538 companies in the Credit Services industry, which is below the industry midpoint. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, NMB Microfinance Bittiyanstha ranks #318 out of 538 companies for FCF Yield %. This places NMB Microfinance Bittiyanstha in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NMB Microfinance Bittiyanstha and its competitors. NMB Microfinance Bittiyanstha's current FCF Yield % is -2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,184.88, compared to a current price of NPR610.00 — trading 72.1% below its estimated fair value. The current FCF Yield % is -2.95. NMB Microfinance Bittiyanstha's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current FCF Yield % is -2.95 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued. The current stock price of NPR610.00 is trading 72.1% below its estimated GF Value™ of NPR2,184.88. GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:NMBMF:

  • FCF Yield %: -2.95
  • GF Value™: NPR2,184.88 vs. price of NPR610.00 (72.1% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NMB Microfinance Bittiyanstha Business Description

Address Street 3, New Road, Zenex Plaza, Kaski, Pokhara, NPL
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
53GF Score

Get the complete analysis for XNEP:NMBMF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR610.00
Price
NPR2,184.88
GF Value