NMB Microfinance Bittiyanstha (XNEP:NMBMF) Asset Turnover: 0.02 (As of Apr. 2026)


XNEP:NMBMF NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
53 GF Score
Price NPR608.00
GF Value NPR2,184.30
Valuation Possible Value Trap
! 2 Warning Signs
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What is NMB Microfinance Bittiyanstha Asset Turnover?

NMB Microfinance Bittiyanstha XNEP:NMBMF +0.33% 53 Asset Turnover is 0.02 as of Apr. 2026. GuruFocus rates XNEP:NMBMF with a GF Score™ of 53/100 and a GF Value™ of NPR2,184.30 (Possible Value Trap). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. NMB Microfinance Bittiyanstha's Revenue for the three months ended in Apr. 2026 was NPR180.0 Mil. NMB Microfinance Bittiyanstha's Total Assets for the quarter that ended in Apr. 2026 was NPR8,672.0 Mil. Therefore, NMB Microfinance Bittiyanstha's Asset Turnover for the quarter that ended in Apr. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. NMB Microfinance Bittiyanstha's annualized ROE % for the quarter that ended in Apr. 2026 was 20.42%. It is also linked to ROA % through Du Pont Formula. NMB Microfinance Bittiyanstha's annualized ROA % for the quarter that ended in Apr. 2026 was 2.40%.


NMB Microfinance Bittiyanstha  (XNEP:NMBMF) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

NMB Microfinance Bittiyanstha's annulized ROE % for the quarter that ended in Apr. 2026 is

ROE %**(Q: Apr. 2026 )
=Net Income/Total Stockholders Equity
=208.488/1021.0505
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(208.488 / 720.068)*(720.068 / 8671.9725)*(8671.9725/ 1021.0505)
=Net Margin %*Asset Turnover*Equity Multiplier
=28.95 %*0.083*8.4932
=ROA %*Equity Multiplier
=2.40 %*8.4932
=20.42 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

NMB Microfinance Bittiyanstha's annulized ROA % for the quarter that ended in Apr. 2026 is

ROA %(Q: Apr. 2026 )
=Net Income/Total Assets
=208.488/8671.9725
=(Net Income / Revenue)*(Revenue / Total Assets)
=(208.488 / 720.068)*(720.068 / 8671.9725)
=Net Margin %*Asset Turnover
=28.95 %*0.083
=2.40 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


NMB Microfinance Bittiyanstha Asset Turnover Related Terms


NMB Microfinance Bittiyanstha Asset Turnover Historical Data

* Premium members only.

The historical data trend for NMB Microfinance Bittiyanstha's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Microfinance Bittiyanstha Asset Turnover Chart

NMB Microfinance Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.09 0.07 0.06 0.08

NMB Microfinance Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.03 0.02 0.02 0.02

XNEP:NMBMF vs V, MA, AXP: Asset Turnover Comparison

For the Credit Services subindustry, NMB Microfinance Bittiyanstha's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMB Microfinance Bittiyanstha Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NMB Microfinance Bittiyanstha's Asset Turnover distribution charts can be found below:

* The bar in red indicates where NMB Microfinance Bittiyanstha's Asset Turnover falls into.


XNEP:NMBMF
53GF Score
NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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NMB Microfinance Bittiyanstha Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

NMB Microfinance Bittiyanstha's Asset Turnover for the fiscal year that ended in Jul. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jul. 2025 )/( (Total Assets (A: Jul. 2024 )+Total Assets (A: Jul. 2025 ))/ count )
=497.58/( (5855.814+7081.391)/ 2 )
=497.58/6468.6025
=0.08

NMB Microfinance Bittiyanstha's Asset Turnover for the quarter that ended in Apr. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Apr. 2026 )/( (Total Assets (Q: Jan. 2026 )+Total Assets (Q: Apr. 2026 ))/ count )
=180.017/( (8543.329+8800.616)/ 2 )
=180.017/8671.9725
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a Asset Turnover of 0.02 as of Apr. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on NMB Microfinance Bittiyanstha and its competitors.
Is NMB Microfinance Bittiyanstha's Asset Turnover too high?
NMB Microfinance Bittiyanstha's current Asset Turnover is 0.02. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's Asset Turnover compare to V and MA?
NMB Microfinance Bittiyanstha's Asset Turnover of 0.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on NMB Microfinance Bittiyanstha and its competitors. NMB Microfinance Bittiyanstha's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,184.30, compared to a current price of NPR608.00 — trading 72.2% below its estimated fair value. The current Asset Turnover is 0.02. NMB Microfinance Bittiyanstha's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current Asset Turnover is 0.02 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued. The current stock price of NPR608.00 is trading 72.2% below its estimated GF Value™ of NPR2,184.30. GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:NMBMF:

  • Asset Turnover: 0.02
  • GF Value™: NPR2,184.30 vs. price of NPR608.00 (72.2% below fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NMB Microfinance Bittiyanstha Business Description

Address Street 3, New Road, Zenex Plaza, Kaski, Pokhara, NPL
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
53GF Score

Get the complete analysis for XNEP:NMBMF

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR608.00
Price
NPR2,184.30
GF Value