NMB Microfinance Bittiyanstha (XNEP:NMBMF) ROC (Joel Greenblatt) %: % (As of Apr. 2026)

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XNEP:NMBMF NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
54 GF Score
Price NPR601.20
GF Value NPR2,174.58
Valuation Possible Value Trap
! 2 Warning Signs
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What is NMB Microfinance Bittiyanstha ROC (Joel Greenblatt) %?

NMB Microfinance Bittiyanstha XNEP:NMBMF -0.22% 54 ROC (Joel Greenblatt) % is % as of Apr. 2026. GuruFocus rates XNEP:NMBMF with a GF Score™ of 54/100 and a GF Value™ of NPR2,174.58 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 417 Credit Services companies, NMB Microfinance Bittiyanstha ranks worse than 239807.91% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

XNEP:NMBMF
54GF Score
NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a ROC (Joel Greenblatt) % of % as of Apr. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NMB Microfinance Bittiyanstha and its competitors. According to the industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 417 companies in the Credit Services industry.
Is NMB Microfinance Bittiyanstha's ROC (Joel Greenblatt) % too high?
NMB Microfinance Bittiyanstha's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, NMB Microfinance Bittiyanstha ranks #999999 out of 417 companies for ROC (Joel Greenblatt) %. This places NMB Microfinance Bittiyanstha in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 39.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 39.25, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NMB Microfinance Bittiyanstha and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 39.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Microfinance Bittiyanstha's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,174.58, compared to a current price of NPR601.20 — trading 72.4% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. NMB Microfinance Bittiyanstha's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current ROC (Joel Greenblatt) % is % as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued. The current stock price of NPR601.20 is trading 72.4% below its estimated GF Value™ of NPR2,174.58. GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:NMBMF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: NPR2,174.58 vs. price of NPR601.20 (72.4% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Microfinance Bittiyanstha Business Description

Address Street 3, New Road, Zenex Plaza, Kaski, Pokhara, NPL
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
54GF Score

Get the complete analysis for XNEP:NMBMF

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR601.20
Price
NPR2,174.58
GF Value