NMB Microfinance Bittiyanstha (XNEP:NMBMF) Selling, General, & Admin. Expense: NPR0.0 Mil (TTM As of Apr. 2026)

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Director of Data and Quant Analytics at GuruFocus
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XNEP:NMBMF NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
52 GF Score
Price NPR590.00
GF Value NPR2,170.09
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense?

NMB Microfinance Bittiyanstha XNEP:NMBMF 52 Selling, General, & Admin. Expense is NPR0.0 Mil as of Apr. 2026. GuruFocus rates XNEP:NMBMF with a GF Score™ of 52/100 and a GF Value™ of NPR2,170.09 (Possible Value Trap). The stock has 2 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. NMB Microfinance Bittiyanstha's selling, general, & admin. expense for the three months ended in Apr. 2026 was NPR0.0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR0.0 Mil.


NMB Microfinance Bittiyanstha  (XNEP:NMBMF) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense Related Terms


NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense Chart

NMB Microfinance Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.32 27.13 40.08 42.79 41.47

NMB Microfinance Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XNEP:NMBMF vs V, MA, AXP: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense falls into.


XNEP:NMBMF
52GF Score
NMB Microfinance Bittiya Sanstha Ltd XNEP:NMBMF
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NMB Microfinance Bittiyanstha Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of NPR0.0 Mil mean?
NMB Microfinance Bittiyanstha (XNEP:NMBMF) has a Selling, General, & Admin. Expense of NPR0.0 Mil as of Apr. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NMB Microfinance Bittiyanstha and its competitors.
Is NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense too high?
NMB Microfinance Bittiyanstha's current Selling, General, & Admin. Expense is NPR0.0 Mil. Overall, NMB Microfinance Bittiyanstha has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense compare to V and MA?
NMB Microfinance Bittiyanstha's Selling, General, & Admin. Expense of NPR0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on NMB Microfinance Bittiyanstha and its competitors. NMB Microfinance Bittiyanstha's current Selling, General, & Admin. Expense is NPR0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Microfinance Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha (XNEP:NMBMF) is currently considered Possible Value Trap. The stock's GF Value™ is NPR2,170.09, compared to a current price of NPR590.00 — trading 72.8% below its estimated fair value. The current Selling, General, & Admin. Expense is NPR0.0 Mil. NMB Microfinance Bittiyanstha's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For NMB Microfinance Bittiyanstha (XNEP:NMBMF), the current Selling, General, & Admin. Expense is NPR0.0 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Microfinance Bittiyanstha (XNEP:NMBMF) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Microfinance Bittiyanstha stock appears to be undervalued. The current stock price of NPR590.00 is trading 72.8% below its estimated GF Value™ of NPR2,170.09. GuruFocus considers NMB Microfinance Bittiyanstha to be Possible Value Trap.

Key valuation signals for XNEP:NMBMF:

  • Selling, General, & Admin. Expense: NPR0.0 Mil
  • GF Value™: NPR2,170.09 vs. price of NPR590.00 (72.8% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMBMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NMB Microfinance Bittiyanstha Business Description

Address Street 3, New Road, Zenex Plaza, Kaski, Pokhara, NPL
NMB Microfinance Bittiya Sanstha Ltd is a Nepal-based financial institution engaged in providing microfinance services to low-income and underserved households across the Hilly, Mountain, and Terai regions of Nepal. The company mainly serves individuals in the informal sector, focusing on financial inclusion and income-generating activities. Its services include micro-lending, savings and deposit products, and microinsurance.
52GF Score

Get the complete analysis for XNEP:NMBMF

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR590.00
Price
NPR2,170.09
GF Value