Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) PB Ratio: 2.20 (As of Jul. 15, 2026) — 13% Below Median

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MEX:FPLUS16 Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
58 GF Score
Price MXN5.04
GF Value MXN6.03
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Banco Azteca Institucion De Banca Multiple PB Ratio?

Banco Azteca Institucion De Banca Multiple MEX:FPLUS16 58 PB Ratio is 2.20 as of Jul. 15, 2026, which is 13% below its 10-year median of 2.53. GuruFocus rates MEX:FPLUS16 with a GF Score™ of 58/100 and a GF Value™ of MXN6.03 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,520 Banks companies, Banco Azteca Institucion De Banca Multiple ranks worse than 90.86% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), Banco Azteca Institucion De Banca Multiple's share price is MXN5.04. Banco Azteca Institucion De Banca Multiple's Book Value per Share for the quarter that ended in Mar. 2026 was MXN2.30. Hence, Banco Azteca Institucion De Banca Multiple's PB Ratio of today is 2.20.

Warning Sign:

Banco Azteca SA Institucion De Banca Multiple stock PB Ratio (=2.2) is close to 1-year high of 2.4.

The historical rank and industry rank for Banco Azteca Institucion De Banca Multiple's PB Ratio or its related term are showing as below:

MEX:FPLUS16' s PB Ratio Range Over the Past 10 Years
Min: 1.4   Med: 2.53   Max: 6.46
Current: 2.2

During the past 13 years, Banco Azteca Institucion De Banca Multiple's highest PB Ratio was 6.46. The lowest was 1.40. And the median was 2.53.

MEX:FPLUS16's PB Ratio is ranked worse than
90.86% of 1520 companies
in the Banks industry
Industry Median: 1.11 vs MEX:FPLUS16: 2.20

During the past 12 months, Banco Azteca Institucion De Banca Multiple's average Book Value Per Share Growth Rate was -25.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 10.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -4.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -4.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Azteca Institucion De Banca Multiple was 16.00% per year. The lowest was -25.80% per year. And the median was 10.10% per year.

Back to Basics: PB Ratio


Banco Azteca Institucion De Banca Multiple  (MEX:FPLUS16) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banco Azteca Institucion De Banca Multiple PB Ratio Related Terms


Banco Azteca Institucion De Banca Multiple PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco Azteca Institucion De Banca Multiple's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Azteca Institucion De Banca Multiple PB Ratio Chart

Banco Azteca Institucion De Banca Multiple Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.06 3.32 1.63 2.43 1.63

Banco Azteca Institucion De Banca Multiple Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.98 1.80 1.50 1.63 2.28

MEX:FPLUS16 vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Banco Azteca Institucion De Banca Multiple's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Azteca Institucion De Banca Multiple PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Azteca Institucion De Banca Multiple's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco Azteca Institucion De Banca Multiple's PB Ratio falls into.


MEX:FPLUS16
58GF Score
Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Azteca Institucion De Banca Multiple PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banco Azteca Institucion De Banca Multiple's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=5.04/2.295
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.20 mean?
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a PB Ratio of 2.20 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. This is 13% below median its historical median of 2.53. Over the past decade, Banco Azteca Institucion De Banca Multiple's PB Ratio has ranged from 1.40 to 6.46. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1381 out of 1520 companies in the Banks industry, placing it in the top 90.9%.
Is Banco Azteca Institucion De Banca Multiple's PB Ratio too high?
Banco Azteca Institucion De Banca Multiple's current PB Ratio of 2.20 is 13% below median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 6.46. The Banks industry median PB Ratio is 1.11. Banco Azteca Institucion De Banca Multiple's value of 2.20 is 98.2% above this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1381 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1381 out of 1520 companies for PB Ratio. This places Banco Azteca Institucion De Banca Multiple in the lower half of its industry. The industry median PB Ratio is 1.11. Banco Azteca Institucion De Banca Multiple's value of 2.20 is 98.2% above this benchmark. Historically, Banco Azteca Institucion De Banca Multiple's own PB Ratio has ranged from 1.40 to 6.46 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 1.11, Banco Azteca Institucion De Banca Multiple has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current PB Ratio of 2.20 is 98.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current PB Ratio is 2.20, which is 13% below median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.03, compared to a current price of MXN5.04 — trading 16.4% below its estimated fair value. The current PB Ratio is 2.20, which is 13% below median its 10-year median of 2.53 and 98.2% above the Banks industry median of 1.11. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current PB Ratio is 2.20 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued. The current stock price of MXN5.04 is trading 16.4% below its estimated GF Value™ of MXN6.03. GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.

Key valuation signals for MEX:FPLUS16:

  • PB Ratio: 2.20 (13% below median its 10-year median of 2.53)
  • GF Value™: MXN6.03 vs. price of MXN5.04 (16.4% below fair value)
  • GF Score™: 58/100 with 1 warning sign
  • Industry Position: 98.2% above the Banks median (#1381 of 1520)

No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Azteca Institucion De Banca Multiple Business Description

Address Insurgentes Sur No. 3579, Torre 2 Piso 6, Col. Villa Olimpica, Delegacion Tlalpan, Distrito Federal, Mexico City, MEX, 14020
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
58GF Score

Get the complete analysis for MEX:FPLUS16

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5.04
Price
MXN6.03
GF Value