Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Cyclically Adjusted PS Ratio: 0.41 (As of Jul. 23, 2026) — 13% Below Median

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MEX:FPLUS16 Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
58 GF Score
Price MXN5.09
GF Value MXN6.04
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio?

Banco Azteca Institucion De Banca Multiple MEX:FPLUS16 +0.99% 58 Cyclically Adjusted PS Ratio is 0.41 as of Jul. 23, 2026, which is 13% below its 10-year median of 0.47. GuruFocus rates MEX:FPLUS16 with a GF Score™ of 58/100 and a GF Value™ of MXN6.04 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,299 Banks companies, Banco Azteca Institucion De Banca Multiple ranks better than 96.84% on this metric.

As of today (2026-07-23), Banco Azteca Institucion De Banca Multiple's current share price is MXN5.09. Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN12.28. Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio for today is 0.41.

The historical rank and industry rank for Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:FPLUS16' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.36   Med: 0.47   Max: 0.69
Current: 0.42

During the past years, Banco Azteca Institucion De Banca Multiple's highest Cyclically Adjusted PS Ratio was 0.69. The lowest was 0.36. And the median was 0.47.

MEX:FPLUS16's Cyclically Adjusted PS Ratio is ranked better than
96.84% of 1299 companies
in the Banks industry
Industry Median: 3.38 vs MEX:FPLUS16: 0.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco Azteca Institucion De Banca Multiple's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN1.189. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN12.28 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Azteca Institucion De Banca Multiple  (MEX:FPLUS16) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio Related Terms


Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio Chart

Banco Azteca Institucion De Banca Multiple Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.67 0.38 0.56 0.49

Banco Azteca Institucion De Banca Multiple Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.49 0.47 0.42 0.49 0.43

MEX:FPLUS16 vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio falls into.


MEX:FPLUS16
58GF Score
Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Azteca Institucion De Banca Multiple Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=5.09/12.28
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Banco Azteca Institucion De Banca Multiple's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.189/166.0400*166.0400
=1.189

Current CPI (Mar. 2026) = 166.0400.

Banco Azteca Institucion De Banca Multiple Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.201 101.905 3.586
201609 2.229 103.084 3.590
201612 2.495 105.002 3.945
201703 2.537 108.063 3.898
201706 2.613 108.339 4.005
201709 2.785 109.628 4.218
201712 2.824 112.114 4.182
201803 2.918 113.505 4.269
201806 2.984 113.373 4.370
201809 3.137 115.130 4.524
201812 3.307 117.530 4.672
201903 3.318 118.050 4.667
201906 3.393 117.848 4.781
201909 3.446 118.581 4.825
201912 3.580 120.854 4.919
202003 3.788 121.885 5.160
202006 3.438 121.777 4.688
202009 3.350 123.341 4.510
202012 3.127 124.661 4.165
202103 1.226 127.574 1.596
202106 1.307 128.936 1.683
202109 1.419 130.742 1.802
202112 1.620 133.830 2.010
202203 1.517 137.082 1.837
202206 1.600 139.233 1.908
202209 1.676 142.116 1.958
202212 1.866 144.291 2.147
202303 1.862 146.472 2.111
202306 1.916 146.272 2.175
202309 1.497 148.446 1.674
202312 2.163 151.017 2.378
202403 1.516 152.947 1.646
202406 1.627 153.551 1.759
202409 1.796 155.246 1.921
202412 1.896 157.378 2.000
202503 1.796 158.761 1.878
202506 1.892 160.180 1.961
202509 1.931 161.030 1.991
202512 2.158 163.190 2.196
202603 1.189 166.040 1.189

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.41 mean?
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a Cyclically Adjusted PS Ratio of 0.41 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. This is 13% below median its historical median of 0.47. Over the past decade, Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio has ranged from 0.36 to 0.69. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #41 out of 1299 companies in the Banks industry, placing it in the top 3.2%.
Is Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio too high?
Banco Azteca Institucion De Banca Multiple's current Cyclically Adjusted PS Ratio of 0.41 is 13% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.69. The Banks industry median Cyclically Adjusted PS Ratio is 3.38. Banco Azteca Institucion De Banca Multiple's value of 0.41 is 87.9% below this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #41 out of 1299 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #41 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Banco Azteca Institucion De Banca Multiple in the top 3% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.38. Banco Azteca Institucion De Banca Multiple's value of 0.41 is 87.9% below this benchmark. Historically, Banco Azteca Institucion De Banca Multiple's own Cyclically Adjusted PS Ratio has ranged from 0.36 to 0.69 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 3.38, Banco Azteca Institucion De Banca Multiple has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.38, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current Cyclically Adjusted PS Ratio of 0.41 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current Cyclically Adjusted PS Ratio is 0.41, which is 13% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.04, compared to a current price of MXN5.09 — trading 15.7% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.41, which is 13% below median its 10-year median of 0.47 and 87.9% below the Banks industry median of 3.38. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current Cyclically Adjusted PS Ratio is 0.41 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued. The current stock price of MXN5.09 is trading 15.7% below its estimated GF Value™ of MXN6.04. GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.

Key valuation signals for MEX:FPLUS16:

  • Cyclically Adjusted PS Ratio: 0.41 (13% below median its 10-year median of 0.47)
  • GF Value™: MXN6.04 vs. price of MXN5.09 (15.7% below fair value)
  • GF Score™: 58/100 with 1 warning sign
  • Industry Position: 87.9% below the Banks median (#41 of 1299)

No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Azteca Institucion De Banca Multiple Business Description

Address Insurgentes Sur No. 3579, Torre 2 Piso 6, Col. Villa Olimpica, Delegacion Tlalpan, Distrito Federal, Mexico City, MEX, 14020
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
58GF Score

Get the complete analysis for MEX:FPLUS16

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5.09
Price
MXN6.04
GF Value