MEX:FPLUS16's ROA % is ranked better than 88.05% of 1532
companies
in the Banks industry
Industry Median: 0.98
vs MEX:FPLUS16: 1.97
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Banco Azteca Institucion De Banca Multiple ROA % Related Terms
Banco Azteca Institucion De Banca Multiple ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Azteca Institucion De Banca Multiple ROA % Chart
Banco Azteca Institucion De Banca Multiple Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Azteca Institucion De Banca Multiple ROA % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a ROA % of 2.05% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. This is 58% above median its historical median of 1.30. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #183 out of 1532 companies in the Banks industry, placing it in the top 11.9%.
Is Banco Azteca Institucion De Banca Multiple's ROA % too high?
Banco Azteca Institucion De Banca Multiple's current ROA % of 2.05% is 58% above median its 10-year median of 1.30. The Banks industry median ROA % is 0.98. Banco Azteca Institucion De Banca Multiple's value of 2.05% is 109.2% above this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #183 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #183 out of 1532 companies for ROA %. This places Banco Azteca Institucion De Banca Multiple in the top 12% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Banco Azteca Institucion De Banca Multiple's value of 2.05% is 109.2% above this benchmark. While the company's 10-year median is 1.30 vs. the industry median of 0.98, Banco Azteca Institucion De Banca Multiple has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current ROA % of 2.05% is 109.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current ROA % is 2.05%, which is 58% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.01, compared to a current price of MXN5.15 — trading 14.3% below its estimated fair value. The current ROA % is 2.05%, which is 58% above median its 10-year median of 1.30 and 109.2% above the Banks industry median of 0.98. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current ROA % is 2.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued.
The current stock price of MXN5.15 is trading 14.3% below its estimated GF Value™ of MXN6.01.
GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.
Key valuation signals for MEX:FPLUS16:
ROA %: 2.05% (58% above median its 10-year median of 1.30)
GF Value™: MXN6.01 vs. price of MXN5.15 (14.3% below fair value)
Industry Position: 109.2% above the Banks median (#183 of 1532)
No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Azteca Institucion De Banca Multiple Business Description
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
54GF Score
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