Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Pretax Margin %: 9.70% (As of Mar. 2026) — 51% Above Median


MEX:FPLUS16 Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
53 GF Score
Price MXN5.04
GF Value MXN6.02
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Banco Azteca Institucion De Banca Multiple Pretax Margin %?

Banco Azteca Institucion De Banca Multiple MEX:FPLUS16 -0.79% 53 Pretax Margin % is 9.70% as of Mar. 2026, which is 51% above its 10-year median of 6.44. GuruFocus rates MEX:FPLUS16 with a GF Score™ of 53/100 and a GF Value™ of MXN6.02 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,528 Banks companies, Banco Azteca Institucion De Banca Multiple ranks worse than 91.75% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banco Azteca Institucion De Banca Multiple's Pre-Tax Income for the three months ended in Mar. 2026 was MXN2,532 Mil. Banco Azteca Institucion De Banca Multiple's Revenue for the three months ended in Mar. 2026 was MXN26,090 Mil. Therefore, Banco Azteca Institucion De Banca Multiple's pretax margin for the quarter that ended in Mar. 2026 was 9.70%.

The historical rank and industry rank for Banco Azteca Institucion De Banca Multiple's Pretax Margin % or its related term are showing as below:

MEX:FPLUS16' s Pretax Margin % Range Over the Past 10 Years
Min: -15.66   Med: 6.44   Max: 9.23
Current: 8.93


MEX:FPLUS16's Pretax Margin % is ranked worse than
91.75% of 1528 companies
in the Banks industry
Industry Median: 34.715 vs MEX:FPLUS16: 8.93

Banco Azteca Institucion De Banca Multiple  (MEX:FPLUS16) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Banco Azteca Institucion De Banca Multiple Pretax Margin % Related Terms


Banco Azteca Institucion De Banca Multiple Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Banco Azteca Institucion De Banca Multiple's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Azteca Institucion De Banca Multiple Pretax Margin % Chart

Banco Azteca Institucion De Banca Multiple Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 5.19 5.08 8.28 9.05

Banco Azteca Institucion De Banca Multiple Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.29 6.81 6.44 12.33 9.70

MEX:FPLUS16 vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Banco Azteca Institucion De Banca Multiple's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Azteca Institucion De Banca Multiple Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Azteca Institucion De Banca Multiple's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Banco Azteca Institucion De Banca Multiple's Pretax Margin % falls into.


MEX:FPLUS16
53GF Score
Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Azteca Institucion De Banca Multiple Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Banco Azteca Institucion De Banca Multiple's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=9609/106127
=9.05 %

Banco Azteca Institucion De Banca Multiple's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2532/26090
=9.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 9.70% mean?
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a Pretax Margin % of 9.70% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. This is 51% above median its historical median of 6.44. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1402 out of 1528 companies in the Banks industry, placing it in the top 91.8%.
Is Banco Azteca Institucion De Banca Multiple's Pretax Margin % too high?
Banco Azteca Institucion De Banca Multiple's current Pretax Margin % of 9.70% is 51% above median its 10-year median of 6.44. The Banks industry median Pretax Margin % is 34.72. Banco Azteca Institucion De Banca Multiple's value of 9.70% is 72.1% below this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1402 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #1402 out of 1528 companies for Pretax Margin %. This places Banco Azteca Institucion De Banca Multiple in the lower half of its industry. The industry median Pretax Margin % is 34.72. Banco Azteca Institucion De Banca Multiple's value of 9.70% is 72.1% below this benchmark. While the company's 10-year median is 6.44 vs. the industry median of 34.72, Banco Azteca Institucion De Banca Multiple has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current Pretax Margin % of 9.70% is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current Pretax Margin % is 9.70%, which is 51% above median its own 10-year median of 6.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.02, compared to a current price of MXN5.04 — trading 16.3% below its estimated fair value. The current Pretax Margin % is 9.70%, which is 51% above median its 10-year median of 6.44 and 72.1% below the Banks industry median of 34.72. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current Pretax Margin % is 9.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued. The current stock price of MXN5.04 is trading 16.3% below its estimated GF Value™ of MXN6.02. GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.

Key valuation signals for MEX:FPLUS16:

  • Pretax Margin %: 9.70% (51% above median its 10-year median of 6.44)
  • GF Value™: MXN6.02 vs. price of MXN5.04 (16.3% below fair value)
  • GF Score™: 53/100 with 1 warning sign
  • Industry Position: 72.1% below the Banks median (#1402 of 1528)

No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Azteca Institucion De Banca Multiple Business Description

Address Insurgentes Sur No. 3579, Torre 2 Piso 6, Col. Villa Olimpica, Delegacion Tlalpan, Distrito Federal, Mexico City, MEX, 14020
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
53GF Score

Get the complete analysis for MEX:FPLUS16

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5.04
Price
MXN6.02
GF Value