Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) 3-Year RORE % : 16.56% (As of Mar. 2026)

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MEX:FPLUS16 Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
54 GF Score
Price MXN5.04
GF Value MXN6.03
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Banco Azteca Institucion De Banca Multiple 3-Year RORE %?

Banco Azteca Institucion De Banca Multiple MEX:FPLUS16 -0.20% 54 3-Year RORE % is 16.56 as of Mar. 2026. GuruFocus rates MEX:FPLUS16 with a GF Score™ of 54/100 and a GF Value™ of MXN6.03 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,471 Banks companies, Banco Azteca Institucion De Banca Multiple ranks better than 63.9% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banco Azteca Institucion De Banca Multiple's 3-Year RORE % for the quarter that ended in Mar. 2026 was 16.56%.

The industry rank for Banco Azteca Institucion De Banca Multiple's 3-Year RORE % or its related term are showing as below:

MEX:FPLUS16's 3-Year RORE % is ranked better than
63.9% of 1471 companies
in the Banks industry
Industry Median: 9.89 vs MEX:FPLUS16: 16.56

Banco Azteca Institucion De Banca Multiple  (MEX:FPLUS16) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banco Azteca Institucion De Banca Multiple 3-Year RORE % Related Terms


Banco Azteca Institucion De Banca Multiple 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banco Azteca Institucion De Banca Multiple's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Azteca Institucion De Banca Multiple 3-Year RORE % Chart

Banco Azteca Institucion De Banca Multiple Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 56.65 -153.83 25.93 18.65 20.91

Banco Azteca Institucion De Banca Multiple Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.18 19.20 20.11 20.91 16.56

MEX:FPLUS16 vs PNC, USB: 3-Year RORE % Comparison

For the Banks - Regional subindustry, Banco Azteca Institucion De Banca Multiple's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Azteca Institucion De Banca Multiple 3-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Azteca Institucion De Banca Multiple's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banco Azteca Institucion De Banca Multiple's 3-Year RORE % falls into.


MEX:FPLUS16
54GF Score
Banco Azteca SA Institucion De Banca Multiple MEX:FPLUS16
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Azteca Institucion De Banca Multiple 3-Year RORE % Calculation

Banco Azteca Institucion De Banca Multiple's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.452-0.273 )/( 1.167-0.086 )
=0.179/1.081
=16.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 16.56 mean?
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a 3-Year RORE % of 16.56 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #531 out of 1471 companies in the Banks industry, placing it in the top 36.1%.
Is Banco Azteca Institucion De Banca Multiple's 3-Year RORE % too high?
Banco Azteca Institucion De Banca Multiple's current 3-Year RORE % is 16.56. The Banks industry median 3-Year RORE % is 9.89. Banco Azteca Institucion De Banca Multiple's value of 16.56 is 67.4% above this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #531 out of 1471 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #531 out of 1471 companies for 3-Year RORE %. This puts Banco Azteca Institucion De Banca Multiple in the upper half of its industry. The industry median 3-Year RORE % is 9.89. Banco Azteca Institucion De Banca Multiple's value of 16.56 is 67.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.89, based on 1,471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current 3-Year RORE % of 16.56 is 67.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median 3-Year RORE % is 9.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current 3-Year RORE % is 16.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.03, compared to a current price of MXN5.04 — trading 16.4% below its estimated fair value. The current 3-Year RORE % is 16.56 and 67.4% above the Banks industry median of 9.89. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current 3-Year RORE % is 16.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued. The current stock price of MXN5.04 is trading 16.4% below its estimated GF Value™ of MXN6.03. GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.

Key valuation signals for MEX:FPLUS16:

  • 3-Year RORE %: 16.56
  • GF Value™: MXN6.03 vs. price of MXN5.04 (16.4% below fair value)
  • GF Score™: 54/100 with 1 warning sign
  • Industry Position: 67.4% above the Banks median (#531 of 1471)

No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Azteca Institucion De Banca Multiple Business Description

Address Insurgentes Sur No. 3579, Torre 2 Piso 6, Col. Villa Olimpica, Delegacion Tlalpan, Distrito Federal, Mexico City, MEX, 14020
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
54GF Score

Get the complete analysis for MEX:FPLUS16

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN5.04
Price
MXN6.03
GF Value