MEX:FPLUS16's ROE % is ranked better than 78.59% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs MEX:FPLUS16: 14.66
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Banco Azteca Institucion De Banca Multiple ROE % Related Terms
Banco Azteca Institucion De Banca Multiple ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Azteca Institucion De Banca Multiple ROE % Chart
Banco Azteca Institucion De Banca Multiple Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Azteca Institucion De Banca Multiple ROE % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) has a ROE % of 14.39% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. This is 25% above median its historical median of 11.53. According to the industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #327 out of 1527 companies in the Banks industry, placing it in the top 21.4%.
Is Banco Azteca Institucion De Banca Multiple's ROE % too high?
Banco Azteca Institucion De Banca Multiple's current ROE % of 14.39% is 25% above median its 10-year median of 11.53. The Banks industry median ROE % is 10.23. Banco Azteca Institucion De Banca Multiple's value of 14.39% is 40.7% above this industry median. Based on the distribution chart, Banco Azteca Institucion De Banca Multiple ranks #327 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Azteca Institucion De Banca Multiple has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banco Azteca Institucion De Banca Multiple's ROE % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Azteca Institucion De Banca Multiple ranks #327 out of 1527 companies for ROE %. This places Banco Azteca Institucion De Banca Multiple in the top 21% of its industry — outperforming the majority of peers. The industry median ROE % is 10.23. Banco Azteca Institucion De Banca Multiple's value of 14.39% is 40.7% above this benchmark. While the company's 10-year median is 11.53 vs. the industry median of 10.23, Banco Azteca Institucion De Banca Multiple has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Azteca Institucion De Banca Multiple's current ROE % of 14.39% is 40.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Banco Azteca Institucion De Banca Multiple and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Azteca Institucion De Banca Multiple's current ROE % is 14.39%, which is 25% above median its own 10-year median of 11.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Azteca Institucion De Banca Multiple stock overvalued right now?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN6.01, compared to a current price of MXN5.15 — trading 14.3% below its estimated fair value. The current ROE % is 14.39%, which is 25% above median its 10-year median of 11.53 and 40.7% above the Banks industry median of 10.23. Banco Azteca Institucion De Banca Multiple's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16), the current ROE % is 14.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Azteca Institucion De Banca Multiple (MEX:FPLUS16) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Azteca Institucion De Banca Multiple stock appears to be undervalued.
The current stock price of MXN5.15 is trading 14.3% below its estimated GF Value™ of MXN6.01.
GuruFocus considers Banco Azteca Institucion De Banca Multiple to be Modestly Undervalued.
Key valuation signals for MEX:FPLUS16:
ROE %: 14.39% (25% above median its 10-year median of 11.53)
GF Value™: MXN6.01 vs. price of MXN5.15 (14.3% below fair value)
Industry Position: 40.7% above the Banks median (#327 of 1527)
No single metric tells the full story. See the MEX:FPLUS16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Azteca Institucion De Banca Multiple Business Description
Banco Azteca SA Institucion De Banca Multiple provides banking products and services. The company's business divisions include Debit Business, Aztec businessman, Micronegocity and Aztec Point.
54GF Score
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