Al Amal Holding (AMM:AMAL) PB Ratio: 1.10 (As of Jun. 26, 2026) — Near Median


AMM:AMAL Al Amal Holding AMM:AMAL
47 GF Score
Price JOD0.90
GF Value JOD0.58
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Al Amal Holding PB Ratio?

Al Amal Holding AMM:AMAL 47 PB Ratio is 1.10 as of Jun. 26, 2026, which is 6% above its 10-year median of 1.04. GuruFocus rates AMM:AMAL with a GF Score™ of 47/100 and a GF Value™ of JOD0.58 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 778 Capital Markets companies, Al Amal Holding ranks better than 58.74% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Al Amal Holding's share price is JOD0.90. Al Amal Holding's Book Value per Share for the quarter that ended in Mar. 2026 was JOD0.82. Hence, Al Amal Holding's PB Ratio of today is 1.10.

Warning Sign:

Al Amal Holding stock PB Ratio (=1.1) is close to 10-year high of 1.21.

The historical rank and industry rank for Al Amal Holding's PB Ratio or its related term are showing as below:

AMM:AMAL' s PB Ratio Range Over the Past 10 Years
Min: 0.38   Med: 1.04   Max: 1.21
Current: 1.1

During the past 13 years, Al Amal Holding's highest PB Ratio was 1.21. The lowest was 0.38. And the median was 1.04.

AMM:AMAL's PB Ratio is ranked better than
58.74% of 778 companies
in the Capital Markets industry
Industry Median: 1.31 vs AMM:AMAL: 1.10

During the past 12 months, Al Amal Holding's average Book Value Per Share Growth Rate was -1.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -1.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -1.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Al Amal Holding was 7.90% per year. The lowest was -13.30% per year. And the median was -0.85% per year.

Back to Basics: PB Ratio


Al Amal Holding  (AMM:AMAL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Al Amal Holding PB Ratio Related Terms


Al Amal Holding PB Ratio Historical Data

* Premium members only.

The historical data trend for Al Amal Holding's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Amal Holding PB Ratio Chart

Al Amal Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.16 1.09 1.05 1.19 1.19

Al Amal Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.15 1.11 1.05 1.19 1.11

AMM:AMAL vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, Al Amal Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Amal Holding PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Amal Holding's PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Amal Holding's PB Ratio falls into.


AMM:AMAL
47GF Score
Al Amal Holding AMM:AMAL
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Amal Holding PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Al Amal Holding's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.90/0.82
=1.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.10 mean?
Al Amal Holding (AMM:AMAL) has a PB Ratio of 1.10 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Amal Holding and its competitors. This is near median its historical median of 1.04. Over the past decade, Al Amal Holding's PB Ratio has ranged from 0.38 to 1.21. According to the industry distribution chart, Al Amal Holding ranks #321 out of 778 companies in the Capital Markets industry, placing it in the top 41.3%.
Is Al Amal Holding's PB Ratio too high?
Al Amal Holding's current PB Ratio of 1.10 is near median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 1.21. The Capital Markets industry median PB Ratio is 1.31. Al Amal Holding's value of 1.10 is 16% below this industry median. Based on the distribution chart, Al Amal Holding ranks #321 out of 778 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Amal Holding has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Al Amal Holding's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Amal Holding ranks #321 out of 778 companies for PB Ratio. This puts Al Amal Holding in the upper half of its industry. The industry median PB Ratio is 1.31. Al Amal Holding's value of 1.10 is 16% below this benchmark. Historically, Al Amal Holding's own PB Ratio has ranged from 0.38 to 1.21 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.31, Al Amal Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.31, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Amal Holding's current PB Ratio of 1.10 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Amal Holding and its competitors. For the Capital Markets industry, the median PB Ratio is 1.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Amal Holding's current PB Ratio is 1.10, which is near median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Amal Holding stock overvalued right now?
Based on GuruFocus' analysis, Al Amal Holding (AMM:AMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is JOD0.58, compared to a current price of JOD0.90 — trading 55.2% above its estimated fair value. The current PB Ratio is 1.10, which is near median its 10-year median of 1.04 and 16% below the Capital Markets industry median of 1.31. Al Amal Holding's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al Amal Holding (AMM:AMAL), the current PB Ratio is 1.10 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Amal Holding (AMM:AMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Al Amal Holding stock appears to be overvalued. The current stock price of JOD0.90 is trading 55.2% above its estimated GF Value™ of JOD0.58. GuruFocus considers Al Amal Holding to be Significantly Overvalued.

Key valuation signals for AMM:AMAL:

  • PB Ratio: 1.10 (near median its 10-year median of 1.04)
  • GF Value™: JOD0.58 vs. price of JOD0.90 (55.2% above fair value)
  • GF Score™: 47/100 with 3 warning signs
  • Industry Position: 16% below the Capital Markets median (#321 of 778)

No single metric tells the full story. See the AMM:AMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Amal Holding Business Description

Address Queen Noor Street, Housing Bank Complex, P.O.Box 961598, 4th floor, Amman, JOR, 11196
Al Amal Holding, formerly Al-Ammal Financial Investments Co is engaged in performing commission brokerage business, dealing with securities for its own account, and providing financial consulting, leasing, and mortgage of movable and immovable assets for the purposes of achieving the company's objectives. The company has two operating sectors; Financial Brokerage Sector, and Financial Investments Sector. Its revenue includes Brokerage commissions, Margin finance commissions, Margin finance interest, Interest income, Dividend revenue, and Other revenue.
47GF Score

Get the complete analysis for AMM:AMAL

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD0.90
Price
JOD0.58
GF Value