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Asia Sermkij Leasing PCLBKK:ASK +2.52%52 PB Ratio is 0.71 as of Jul. 14, 2026, which is 55% below its 10-year median of 1.57. GuruFocus rates BKK:ASK with a GF Score™ of 52/100 and a GF Value™ of ฿1,389.43 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 525 Credit Services companies, Asia Sermkij Leasing PCL ranks better than 67.43% on this metric.
Asia Sermkij Leasing PCL stock PB Ratio (=0.69) is close to 2-year high of 0.76.
The historical rank and industry rank for Asia Sermkij Leasing PCL's PB Ratio or its related term are showing as below:
BKK:ASK'
s PB Ratio Range Over the Past 10 Years
Min: 0.32 Med: 1.57 Max: 2.77
Current: 0.71
During the past 13 years, Asia Sermkij Leasing PCL's highest PB Ratio was 2.77. The lowest was 0.32. And the median was 1.57.
BKK:ASK's PB Ratio is ranked better than 67.43% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs BKK:ASK: 0.71
During the past 12 months, Asia Sermkij Leasing PCL's average Book Value Per Share Growth Rate was -13.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -4.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Asia Sermkij Leasing PCL was 12.10% per year. The lowest was -10.50% per year. And the median was 6.40% per year.
Back to Basics: PB Ratio
Asia Sermkij Leasing PCL (BKK:ASK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Asia Sermkij Leasing PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Asia Sermkij Leasing PCL PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Asia Sermkij Leasing PCL's PB Ratio distribution charts can be found below:
* The bar in red indicates where Asia Sermkij Leasing PCL's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Asia Sermkij Leasing PCL (BKK:ASK) has a PB Ratio of 0.71 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Asia Sermkij Leasing PCL and its competitors. This is 55% below median its historical median of 1.57. Over the past decade, Asia Sermkij Leasing PCL's PB Ratio has ranged from 0.32 to 2.77. According to the industry distribution chart, Asia Sermkij Leasing PCL ranks #171 out of 525 companies in the Credit Services industry, placing it in the top 32.6%.
Is Asia Sermkij Leasing PCL's PB Ratio too high?
Asia Sermkij Leasing PCL's current PB Ratio of 0.71 is 55% below median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 2.77. The Credit Services industry median PB Ratio is 1.05. Asia Sermkij Leasing PCL's value of 0.71 is 32.4% below this industry median. Based on the distribution chart, Asia Sermkij Leasing PCL ranks #171 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Asia Sermkij Leasing PCL has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Asia Sermkij Leasing PCL's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Asia Sermkij Leasing PCL ranks #171 out of 525 companies for PB Ratio. This puts Asia Sermkij Leasing PCL in the upper half of its industry. The industry median PB Ratio is 1.05. Asia Sermkij Leasing PCL's value of 0.71 is 32.4% below this benchmark. Historically, Asia Sermkij Leasing PCL's own PB Ratio has ranged from 0.32 to 2.77 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 1.05, Asia Sermkij Leasing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Asia Sermkij Leasing PCL's current PB Ratio of 0.71 is 32.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Asia Sermkij Leasing PCL and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Asia Sermkij Leasing PCL's current PB Ratio is 0.71, which is 55% below median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Asia Sermkij Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL (BKK:ASK) is currently considered Possible Value Trap. The stock's GF Value™ is ฿1,389.43, compared to a current price of ฿12.20 — trading 99.1% below its estimated fair value. The current PB Ratio is 0.71, which is 55% below median its 10-year median of 1.57 and 32.4% below the Credit Services industry median of 1.05. Asia Sermkij Leasing PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Asia Sermkij Leasing PCL (BKK:ASK), the current PB Ratio is 0.71 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Asia Sermkij Leasing PCL (BKK:ASK) Overvalued in 2026?
Based on GuruFocus' analysis, Asia Sermkij Leasing PCL stock appears to be undervalued.
The current stock price of ฿12.20 is trading 99.1% below its estimated GF Value™ of ฿1,389.43.
GuruFocus considers Asia Sermkij Leasing PCL to be Possible Value Trap.
Key valuation signals for BKK:ASK:
PB Ratio: 0.71 (55% below median its 10-year median of 1.57)
GF Value™: ฿1,389.43 vs. price of ฿12.20 (99.1% below fair value)
Industry Position: 32.4% below the Credit Services median (#171 of 525)
No single metric tells the full story. See the BKK:ASK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Asia Sermkij Leasing PCL operates a hire purchase business for all types of automobiles in the form of new car financing to its customers in Bangkok and the metropolitan area. Subsequently, the company has expanded its business into used car hire purchases, personal loans, and floor plan financing, as well as other services such as auto registration, tax renewal, and insurance services. The company has reportable operating segments: Hire purchase, Leasing, Loan, and Insurance broker. The majority of its revenue is generated from the Hire purchase segment, which provides auto and machine hire purchase services for consumers and commercial customers.
52GF Score
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