Grupo Aval Acciones y ValoresBOG:PFAVAL +0.23% PB Ratio is 1.18 as of Jul. 01, 2026, which is 5% above its 10-year median of 1.12. The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Grupo Aval Acciones y Valores ranks worse than 55.1% on this metric.
Grupo Aval Acciones y Valores SA stock PB Ratio (=1.16) is close to 3-year high of 1.22.
The historical rank and industry rank for Grupo Aval Acciones y Valores's PB Ratio or its related term are showing as below:
BOG:PFAVAL'
s PB Ratio Range Over the Past 10 Years
Min: 0.56 Med: 1.12 Max: 1.93
Current: 1.16
During the past 13 years, Grupo Aval Acciones y Valores's highest PB Ratio was 1.93. The lowest was 0.56. And the median was 1.12.
BOG:PFAVAL's PB Ratio is ranked worse than 55.1% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs BOG:PFAVAL: 1.16
During the past 12 months, Grupo Aval Acciones y Valores's average Book Value Per Share Growth Rate was 3.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 3.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -5.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Grupo Aval Acciones y Valores was 19.20% per year. The lowest was -10.70% per year. And the median was 8.15% per year.
Back to Basics: PB Ratio
Grupo Aval Acciones y Valores (BOG:PFAVAL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Grupo Aval Acciones y Valores PB Ratio Related Terms
Grupo Aval Acciones y Valores PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Aval Acciones y Valores PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's PB Ratio distribution charts can be found below:
* The bar in red indicates where Grupo Aval Acciones y Valores's PB Ratio falls into.
Grupo Aval Acciones y Valores PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a PB Ratio of 1.18 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Aval Acciones y Valores and its competitors. This is near median its historical median of 1.12. Over the past decade, Grupo Aval Acciones y Valores' PB Ratio has ranged from 0.56 to 1.93. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #837 out of 1519 companies in the Banks industry, placing it in the top 55.1%.
Is Grupo Aval Acciones y Valores' PB Ratio too high?
Grupo Aval Acciones y Valores' current PB Ratio of 1.18 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.93. The Banks industry median PB Ratio is 1.09. Grupo Aval Acciones y Valores' value of 1.18 is 8.3% above this industry median. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #837 out of 1519 companies in the Banks industry, which is below the industry midpoint.
How does Grupo Aval Acciones y Valores' PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #837 out of 1519 companies for PB Ratio. This places Grupo Aval Acciones y Valores in the lower half of its industry. The industry median PB Ratio is 1.09. Grupo Aval Acciones y Valores' value of 1.18 is 8.3% above this benchmark. Historically, Grupo Aval Acciones y Valores' own PB Ratio has ranged from 0.56 to 1.93 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.09, Grupo Aval Acciones y Valores has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Aval Acciones y Valores's current PB Ratio of 1.18 is 8.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current PB Ratio is 1.18, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP555.58, compared to a current price of COP882.00 — trading 58.8% above its estimated fair value. The current PB Ratio is 1.18, which is near median its 10-year median of 1.12 and 8.3% above the Banks industry median of 1.09. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current PB Ratio is 1.18 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupo Aval Acciones y Valores Business Description
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
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