Bowhead Specialty HoldingsBOW -2.79%18 PB Ratio is 2.02 as of Jun. 26, 2026, which is 23% below its 10-year median of 2.63. GuruFocus rates BOW with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 497 Insurance companies, Bowhead Specialty Holdings ranks worse than 69.22% on this metric.
The historical rank and industry rank for Bowhead Specialty Holdings's PB Ratio or its related term are showing as below:
BOW'
s PB Ratio Range Over the Past 10 Years
Min: 1.58 Med: 2.63 Max: 4.2
Current: 2.02
During the past 4 years, Bowhead Specialty Holdings's highest PB Ratio was 4.20. The lowest was 1.58. And the median was 2.63.
BOW's PB Ratio is ranked worse than 69.22% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs BOW: 2.02
During the past 12 months, Bowhead Specialty Holdings's average Book Value Per Share Growth Rate was 16.70% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 73.10% per year.
During the past 4 years, the highest 3-Year average Book Value Per Share Growth Rate of Bowhead Specialty Holdings was 73.10% per year. The lowest was 73.10% per year. And the median was 73.10% per year.
Back to Basics: PB Ratio
Bowhead Specialty Holdings (NYSE:BOW) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bowhead Specialty Holdings PB Ratio Related Terms
Bowhead Specialty Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bowhead Specialty Holdings (BOW) has a PB Ratio of 2.02 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bowhead Specialty Holdings and its competitors. This is 23% below median its historical median of 2.63. Over the past decade, Bowhead Specialty Holdings' PB Ratio has ranged from 1.58 to 4.20. According to the industry distribution chart, Bowhead Specialty Holdings ranks #344 out of 497 companies in the Insurance industry, placing it in the top 69.2%.
Is Bowhead Specialty Holdings' PB Ratio too high?
Bowhead Specialty Holdings' current PB Ratio of 2.02 is 23% below median its 10-year median of 2.63. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 4.20. The Insurance industry median PB Ratio is 1.38. Bowhead Specialty Holdings' value of 2.02 is 46.4% above this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #344 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' PB Ratio compare to ROOT and ASIC?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #344 out of 497 companies for PB Ratio. This places Bowhead Specialty Holdings in the lower half of its industry. The industry median PB Ratio is 1.38. Bowhead Specialty Holdings' value of 2.02 is 46.4% above this benchmark. Historically, Bowhead Specialty Holdings' own PB Ratio has ranged from 1.58 to 4.20 over the past decade. While the company's 10-year median is 2.63 vs. the industry median of 1.38, Bowhead Specialty Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current PB Ratio of 2.02 is 46.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current PB Ratio is 2.02, which is 23% below median its own 10-year median of 2.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current PB Ratio of 2.02. The current PB Ratio is 2.02, which is 23% below median its 10-year median of 2.63 and 46.4% above the Insurance industry median of 1.38. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current PB Ratio is 2.02 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
18GF Score
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