Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) PB Ratio: 1.08 (As of Jun. 28, 2026) — Near Median


CAS:BCI Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
45 GF Score
Price MAD625.90
GF Value MAD636.33
Valuation Fairly Valued
! 4 Warning Signs
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What is Banque Marocaine pour le Commerce et l'Industrie PB Ratio?

Banque Marocaine pour le Commerce et l'Industrie CAS:BCI +0.51% 45 PB Ratio is 1.08 as of Jun. 28, 2026, which is 3% below its 10-year median of 1.11. GuruFocus rates CAS:BCI with a GF Score™ of 45/100 and a GF Value™ of MAD636.33 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Banque Marocaine pour le Commerce et l'Industrie ranks better than 51.55% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-28), Banque Marocaine pour le Commerce et l'Industrie's share price is MAD625.90. Banque Marocaine pour le Commerce et l'Industrie's Book Value per Share for the quarter that ended in Mar. 2026 was MAD581.10. Hence, Banque Marocaine pour le Commerce et l'Industrie's PB Ratio of today is 1.08.

Warning Sign:

Banque Marocaine pour le Commerce et l'Industrie SA stock PB Ratio (=1.08) is close to 3-year high of 1.2.

The historical rank and industry rank for Banque Marocaine pour le Commerce et l'Industrie's PB Ratio or its related term are showing as below:

CAS:BCI' s PB Ratio Range Over the Past 10 Years
Min: 0.56   Med: 1.11   Max: 1.7
Current: 1.08

During the past 13 years, Banque Marocaine pour le Commerce et l'Industrie's highest PB Ratio was 1.70. The lowest was 0.56. And the median was 1.11.

CAS:BCI's PB Ratio is ranked better than
51.55% of 1519 companies
in the Banks industry
Industry Median: 1.09 vs CAS:BCI: 1.08

During the past 12 months, Banque Marocaine pour le Commerce et l'Industrie's average Book Value Per Share Growth Rate was 3.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 1.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -1.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banque Marocaine pour le Commerce et l'Industrie was 12.40% per year. The lowest was -5.70% per year. And the median was 0.60% per year.

Back to Basics: PB Ratio


Banque Marocaine pour le Commerce et l'Industrie  (CAS:BCI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banque Marocaine pour le Commerce et l'Industrie PB Ratio Related Terms


Banque Marocaine pour le Commerce et l'Industrie PB Ratio Historical Data

* Premium members only.

The historical data trend for Banque Marocaine pour le Commerce et l'Industrie's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Marocaine pour le Commerce et l'Industrie PB Ratio Chart

Banque Marocaine pour le Commerce et l'Industrie Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.19 0.65 1.00 1.05 1.10

Banque Marocaine pour le Commerce et l'Industrie Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.11 1.05 1.10 1.07

CAS:BCI vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Banque Marocaine pour le Commerce et l'Industrie's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Marocaine pour le Commerce et l'Industrie PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banque Marocaine pour le Commerce et l'Industrie's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banque Marocaine pour le Commerce et l'Industrie's PB Ratio falls into.


CAS:BCI
45GF Score
Banque Marocaine pour le Commerce et l'Industrie SA CAS:BCI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Marocaine pour le Commerce et l'Industrie PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banque Marocaine pour le Commerce et l'Industrie's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=625.90/581.095
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.08 mean?
Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) has a PB Ratio of 1.08 as of Jun. 28, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. This is near median its historical median of 1.11. Over the past decade, Banque Marocaine pour le Commerce et l'Industrie's PB Ratio has ranged from 0.56 to 1.70. According to the industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #736 out of 1519 companies in the Banks industry, placing it in the top 48.5%.
Is Banque Marocaine pour le Commerce et l'Industrie's PB Ratio too high?
Banque Marocaine pour le Commerce et l'Industrie's current PB Ratio of 1.08 is near median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.56 to a high of 1.70. The Banks industry median PB Ratio is 1.09. Banque Marocaine pour le Commerce et l'Industrie's value of 1.08 is 0.9% below this industry median. Based on the distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #736 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Marocaine pour le Commerce et l'Industrie has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banque Marocaine pour le Commerce et l'Industrie's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banque Marocaine pour le Commerce et l'Industrie ranks #736 out of 1519 companies for PB Ratio. This puts Banque Marocaine pour le Commerce et l'Industrie in the upper half of its industry. The industry median PB Ratio is 1.09. Banque Marocaine pour le Commerce et l'Industrie's value of 1.08 is 0.9% below this benchmark. Historically, Banque Marocaine pour le Commerce et l'Industrie's own PB Ratio has ranged from 0.56 to 1.70 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.09, Banque Marocaine pour le Commerce et l'Industrie has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Marocaine pour le Commerce et l'Industrie's current PB Ratio of 1.08 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banque Marocaine pour le Commerce et l'Industrie and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Marocaine pour le Commerce et l'Industrie's current PB Ratio is 1.08, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Marocaine pour le Commerce et l'Industrie stock overvalued right now?
Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) is currently considered Fairly Valued. The stock's GF Value™ is MAD636.33, compared to a current price of MAD625.90 — trading 1.6% below its estimated fair value. The current PB Ratio is 1.08, which is near median its 10-year median of 1.11 and 0.9% below the Banks industry median of 1.09. Banque Marocaine pour le Commerce et l'Industrie's overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI), the current PB Ratio is 1.08 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Marocaine pour le Commerce et l'Industrie (CAS:BCI) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Marocaine pour le Commerce et l'Industrie stock appears to be undervalued. The current stock price of MAD625.90 is trading 1.6% below its estimated GF Value™ of MAD636.33. GuruFocus considers Banque Marocaine pour le Commerce et l'Industrie to be Fairly Valued.

Key valuation signals for CAS:BCI:

  • PB Ratio: 1.08 (near median its 10-year median of 1.11)
  • GF Value™: MAD636.33 vs. price of MAD625.90 (1.6% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 0.9% below the Banks median (#736 of 1519)

No single metric tells the full story. See the CAS:BCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Marocaine pour le Commerce et l'Industrie Business Description

Address 26, place des Nations Unies, Casablanca, MAR, 20000
Banque Marocaine pour le Commerce et l'Industrie SA is a Morocco-based banking firm. The company provides retail and corporate banking services. It also provides investment, insurance, credit and other services. In addition, it offers remote banking, furniture and real estate leasing and asset management services.
45GF Score

Get the complete analysis for CAS:BCI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD625.90
Price
MAD636.33
GF Value