China Art Financial HoldingsCHFHF 48 PB Ratio is 0.13 as of Jul. 04, 2026, which is 43% below its 10-year median of 0.23. GuruFocus rates CHFHF with a GF Score™ of 48/100 and a GF Value™ of $0.03. The stock has 6 warning signs investors should review. Among 524 Credit Services companies, China Art Financial Holdings ranks better than 98.28% on this metric.
China Art Financial Holdings Ltd stock PB Ratio (=0.12) is close to 1-year low of 0.11.
The historical rank and industry rank for China Art Financial Holdings's PB Ratio or its related term are showing as below:
CHFHF'
s PB Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.23 Max: 5.43
Current: 0.12
During the past 13 years, China Art Financial Holdings's highest PB Ratio was 5.43. The lowest was 0.07. And the median was 0.23.
CHFHF's PB Ratio is ranked better than 98.28% of 524
companies
in the Credit Services industry
Industry Median: 1.05
vs CHFHF: 0.12
During the past 12 months, China Art Financial Holdings's average Book Value Per Share Growth Rate was 3.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of China Art Financial Holdings was 90.30% per year. The lowest was -3.80% per year. And the median was 11.00% per year.
Back to Basics: PB Ratio
China Art Financial Holdings (OTCPK:CHFHF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
China Art Financial Holdings PB Ratio Related Terms
China Art Financial Holdings PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, China Art Financial Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Art Financial Holdings PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Art Financial Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where China Art Financial Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
China Art Financial Holdings (CHFHF) has a PB Ratio of 0.13 as of Jul. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Art Financial Holdings and its competitors. This is 43% below median its historical median of 0.23. Over the past decade, China Art Financial Holdings' PB Ratio has ranged from 0.07 to 5.43. According to the industry distribution chart, China Art Financial Holdings ranks #9 out of 524 companies in the Credit Services industry, placing it in the top 1.7%.
Is China Art Financial Holdings' PB Ratio too high?
China Art Financial Holdings' current PB Ratio of 0.13 is 43% below median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 5.43. The Credit Services industry median PB Ratio is 1.05. China Art Financial Holdings' value of 0.13 is 87.6% below this industry median. Based on the distribution chart, China Art Financial Holdings ranks #9 out of 524 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, China Art Financial Holdings has a GF Score™ of 48/100, reflecting its overall financial health beyond just this single metric.
How does China Art Financial Holdings' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, China Art Financial Holdings ranks #9 out of 524 companies for PB Ratio. This places China Art Financial Holdings in the top 2% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. China Art Financial Holdings' value of 0.13 is 87.6% below this benchmark. Historically, China Art Financial Holdings' own PB Ratio has ranged from 0.07 to 5.43 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 1.05, China Art Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Art Financial Holdings's current PB Ratio of 0.13 is 87.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on China Art Financial Holdings and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Art Financial Holdings's current PB Ratio is 0.13, which is 43% below median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Art Financial Holdings stock overvalued right now?
China Art Financial Holdings (CHFHF) has a current PB Ratio of 0.13. The stock's GF Value™ is $0.03, compared to a current price of $0.01 — trading 61% below its estimated fair value. The current PB Ratio is 0.13, which is 43% below median its 10-year median of 0.23 and 87.6% below the Credit Services industry median of 1.05. China Art Financial Holdings' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For China Art Financial Holdings (CHFHF), the current PB Ratio is 0.13 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Art Financial Holdings (CHFHF) Overvalued in 2026?
Based on GuruFocus' analysis, China Art Financial Holdings stock appears to be undervalued.
The current stock price of $0.01 is trading 61% below its estimated GF Value™ of $0.03.
Key valuation signals for CHFHF:
PB Ratio: 0.13 (43% below median its 10-year median of 0.23)
GF Value™: $0.03 vs. price of $0.01 (61% below fair value)
Industry Position: 87.6% below the Credit Services median (#9 of 524)
No single metric tells the full story. See the CHFHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Art Financial Holdings Ltd is an art finance service provider in China. It is engaged in operating art financing channels. The operating business segments of the company are Art and asset pawn business; Art and asset auction business, and Art and asset sales business. It derives maximum revenue from Art and asset sales business. The company auctions products like Zisha artwork, Calligraphies and paintings, Jewel artwork, and others. Geographically, the company has a business presence in China and Hong Kong, of which a majority of the revenue is derived from China. The group's revenue is principally derived from the PRC.
48GF Score
Get the complete analysis for CHFHF
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